Food & Restaurants · lender intelligence
How to finance a R&B Tea
The SBA 7(a) lenders funding the most R&B Tea deals, ranked from public loan records — typical R&B Tea loan about $280K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance R&B Tea
$280K
Typical loan
range $280K–$280K
$311K
Est. purchase price
≈ loan ÷ 90%
$41,611
Cash to close
$31,111 down + fees
$3,857/mo
Typical payment
~11% · 10yr
$53,227/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
28 days
Typical time to fund
1
Lenders competing
more = leverage
10.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with R&B Tea
Ranked by funded R&B Tea loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.101 loans · $81M · Pasadena, CAFull record →
1+ funded R&B Tea deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- R&B Tea Carrollton in Carrollton, TX — $280K (2025) · purchase · East West Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $210K (75%)
- Approval → funding
- 28 days
- Approved
- 1/2/2025
- First disbursed
- 1/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $311K
- Est. down payment (10%)
- $31K
- Est. cash at closing
- $42K
- Monthly payment
- $3,778
- Annual debt service
- $45K
- Cash flow needed (1.25×)
- $57K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by East West Bank · Lender record →
Your business? Claim this record · Request removal
Buying a R&B Tea? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to R&B Tea businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a R&B Tea purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. East West Bank funds the most. CapBench is not a lender.
- $280K typical R&B Tea loan
- 1 lenders fund the brand
- 28 days typical to fund
Buyers researching a R&B Tea typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.