Food & Restaurants · lender intelligence
How to finance a Red Robin
The SBA 7(a) lenders funding the most Red Robin deals, ranked from public loan records — typical Red Robin loan about $3.5M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Red Robin
$3.45M
Typical loan
range $518K–$3.45M
$3.84M
Est. purchase price
≈ loan ÷ 90%
$529,924
Cash to close
$383,556 down + fees
$44,668/mo
Typical payment
~9.5% · 10yr
$616,418/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
45 days
Typical time to fund
2
Lenders competing
more = leverage
10.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Red Robin
Ranked by funded Red Robin loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.75 loans · $98M · Sioux Falls, SDFull record →
2+ funded Red Robin deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Tucson Robin Hood, Inc. in Tempe, AZ — $3.5M (2024) · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.6M (75%)
- Approved
- 3/19/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 56
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
- CRG MIDDLETOWN, LLC in Middletown, DE — $518K (2024) · Ponce Bank National Association
- Program
- 7a General
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $389K (75%)
- Approval → funding
- 45 days
- Approved
- 7/22/2024
- First disbursed
- 9/5/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 40
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Ponce Bank National Association
Your business? Claim this record · Request removal
Buying a Red Robin? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Red Robin businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Red Robin purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Bancorp Bank National Association funds the most. CapBench is not a lender.
- $3.5M typical Red Robin loan
- 2 lenders fund the brand
- 45 days typical to fund
Buyers researching a Red Robin typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.