Food & Restaurants · lender intelligence
How to finance a Riko's Pizza
The SBA 7(a) lenders funding the most Riko's Pizza deals, ranked from public loan records — typical Riko's Pizza loan about $877K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Riko's Pizza
$877K
Typical loan
range $218K–$877K
$974K
Est. purchase price
≈ loan ÷ 90%
$133,620
Cash to close
$97,444 down + fees
$11,348/mo
Typical payment
~9.5% · 10yr
$156,602/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
256 days
Typical time to fund
1
Lenders competing
more = leverage
11.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Riko's Pizza
Ranked by funded Riko's Pizza loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.11 loans · $19M · Fort Lauderdale, FLFull record →
2+ funded Riko's Pizza deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- RIKO'S in Burlington, VT — $218K (2025) · OptimumBank
- Program
- 7a General
- Rate at approval
- 11% variable
- Term
- 113 months
- SBA guaranteed
- $163K (75%)
- Approval → funding
- 21 days
- Approved
- 11/25/2024
- First disbursed
- 12/16/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by OptimumBank · Lender record →
Your business? Claim this record · Request removal
- Split Rock Partners LLC in Burlington, VT — $877K (2024) · OptimumBank
- Program
- 7a General
- Rate at approval
- 11.5% variable
- Term
- 126 months
- SBA guaranteed
- $658K (75%)
- Approval → funding
- 256 days
- Approved
- 10/13/2023
- First disbursed
- 6/25/2024
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by OptimumBank · Lender record →
Your business? Claim this record · Request removal
Buying a Riko's Pizza? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Riko's Pizza businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Riko's Pizza purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. OptimumBank funds the most. CapBench is not a lender.
- $877K typical Riko's Pizza loan
- 1 lenders fund the brand
- 256 days typical to fund
Buyers researching a Riko's Pizza typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.