Food & Restaurants · lender intelligence

How to finance a Rush Bowls in Texas

State:

California (3)Colorado (9)Connecticut (1)Massachusetts (2)New Jersey (3)North Carolina (2)Ohio (4)Oregon (1)Pennsylvania (2)South Carolina (1)Utah (1)

The SBA 7(a) lenders funding the most Rush Bowls deals in Texas, from public loan records — typical Rush Bowls loan about $199K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Rush Bowls in Texas

$254K

Typical loan

range $25K–$275K

$282K

Est. purchase price

≈ loan ÷ 90%

$37,762

Cash to close

$28,233 down + fees

$3,500/mo

Typical payment

~11% · 10yr

$48,300/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

97 days

Typical time to fund

Lenders competing

more = leverage

9.96%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Rush Bowls in Texas

Ranked by funded Rush Bowls loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.19 loans · $5M · Bessemer, ALFull record →
3.24 loans · $21M · Raleigh, NCFull record →
4.60 loans · $40M · Clayton, MOFull record →

7+ funded Rush Bowls in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Vitalwell LLC in Round Rock, TX — $275K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$206K (75%)
Approval → funding
129 days
Approved
5/13/2025
First disbursed
9/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Vitalwell LLC in Round Rock, TX — $275K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$206K (75%)
Approved
5/13/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Vitalwell LLC in Round Rock, TX — $25K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
5/13/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Vitalwell LLC in Round Rock, TX — $25K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
5/13/2025
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Rush Bowls Mockingbird Station, LLC in Dallas, TX — $380K (2024) · Midwest Regional Bank
Program
7a General
Rate at approval
11.25% variable
Term
104 months
SBA guaranteed
$285K (75%)
Approval → funding
97 days
Approved
12/8/2023
First disbursed
3/14/2024
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
24
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
Hummingbird 6 LLC in Forth Worth, TX — $254K (2023) · purchase · First Financial Bank
Program
7a General
Rate at approval
9.25% variable
Term
108 mo (9 yrs)
SBA guaranteed
$191K (75%)
Approval → funding
11 days
Approved
1/23/2023
First disbursed
2/3/2023
Loan status
Failed — $230K charged off (1/16/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$282K
Est. down payment (10%)
$28K
Est. cash at closing
$38K
Monthly payment
$3,475
Annual debt service
$42K
Cash flow needed (1.25×)
$52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
J&S Franchise Investments LLC in Dallas, TX — $166K (2023) · North State Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (75%)
Approval → funding
83 days
Approved
9/28/2023
First disbursed
12/20/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Rush Bowls in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Rush Bowls loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Rush Bowls purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$199K typical Rush Bowls loan
4 lenders active in Texas
7+ funded Texas deals
97 days typical to fund

Buyers buying a Rush Bowls in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Rush Bowls lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/rush-bowls/texas
API:: https://www.capbench.com/api/public/lenders?franchise=rush-bowls&state=TX
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.