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How to finance a Servpro in Minnesota

State:

The SBA 7(a) lenders funding the most Servpro deals in Minnesota, from public loan records — typical Servpro loan about $500K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Servpro in Minnesota

$390K

Typical loan

range $183K–$500K

$434K

Est. purchase price

≈ loan ÷ 90%

$57,989

Cash to close

$43,356 down + fees

$5,049/mo

Typical payment

~9.5% · 10yr

$69,676/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

17 days

Typical time to fund

Lenders competing

more = leverage

7.28%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Servpro in Minnesota

Ranked by funded Servpro loans in Minnesota. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2 loans · $1M · Minot, NDFull record →
2.3 loans · $1M · Saint Francis, MNFull record →
3.12 loans · $5M · Fargo, NDFull record →
4.5 loans · $0M · Duluth, MNFull record →

9+ funded Servpro in Minnesota deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Mendota Restoration, LLC in Eagan, MN — $500K (2023) · First Western Bank & Trust
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8% variable
Term
84 mo (7 yrs)
SBA guaranteed
$250K (50%)
Approval → funding
1 days
Approved
5/9/2023
First disbursed
5/10/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Existing or more than 2 years old
Industry
Other Personal and Household Goods Repair and Maintenance
Funded by First Western Bank & Trust · Lender record →
Your business? Claim this record · Request removal
T2 Restoration, LLC in Alexandria, MN — $500K (2023) · First Western Bank & Trust
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8% variable
Term
84 mo (7 yrs)
SBA guaranteed
$250K (50%)
Approval → funding
17 days
Approved
5/9/2023
First disbursed
5/26/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
40
Business age
Existing or more than 2 years old
Industry
Other Personal and Household Goods Repair and Maintenance
Funded by First Western Bank & Trust · Lender record →
Your business? Claim this record · Request removal
Klars Cleaning & Restoration LLC in Sandstone, MN — $459K (2023) · Members Cooperative Credit Union
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.75% variable
Term
180 mo (15 yrs)
SBA guaranteed
$230K (50%)
Approval → funding
4 days
Approved
10/3/2022
First disbursed
10/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by Members Cooperative Credit Union · Lender record →
Your business? Claim this record · Request removal
Duke Restoration LLC in Faribault, MN — $390K (2023) · purchase · Village Bank
Program
Preferred Lenders Program
Rate at approval
7.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$293K (75%)
Approval → funding
2 days
Approved
10/4/2022
First disbursed
10/6/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Other Services to Buildings and Dwellings
If you were the buyer here
Est. deal size
$434K
Est. down payment (10%)
$43K
Est. cash at closing
$58K
Monthly payment
$4,581
Annual debt service
$55K
Cash flow needed (1.25×)
$69K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Village Bank · Lender record →
Your business? Claim this record · Request removal
Duke Restoration LLC in Faribault, MN — $250K (2023) · Village Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
60 mo (5 yrs)
SBA guaranteed
$125K (50%)
Approved
8/21/2023
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Other Services to Buildings and Dwellings
Funded by Village Bank · Lender record →
Your business? Claim this record · Request removal
Duke Restoration LLC in Faribault, MN — $183K (2023) · Village Bank
Program
Preferred Lenders Program
Rate at approval
9.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$137K (75%)
Approval → funding
37 days
Approved
8/21/2023
First disbursed
9/27/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
New Business or 2 years or less
Industry
Other Services to Buildings and Dwellings
Funded by Village Bank · Lender record →
Your business? Claim this record · Request removal
Golden Sable LLC in Saint Paul, MN — $525K (2020) · Choice Financial Group
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$394K (75%)
Approval → funding
40 days
Approved
8/21/2020
First disbursed
9/30/2020
Loan status
Paid in full (10/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Existing or more than 2 years old
Industry
Other Personal and Household Goods Repair and Maintenance
Funded by Choice Financial Group · Lender record →
Your business? Claim this record · Request removal
T2 Restoration, LLC in Alexandria, MN — $102K (2020) · First Western Bank & Trust
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.5% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$51K (50%)
Approval → funding
1 days
Approved
8/27/2020
First disbursed
8/28/2020
Loan status
Paid in full (9/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Existing or more than 2 years old
Industry
Other Personal and Household Goods Repair and Maintenance
Funded by First Western Bank & Trust · Lender record →
Your business? Claim this record · Request removal
Golden Sable LLC in Eagan, MN — $100K (2020) · Choice Financial Group
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
26 days
Approved
8/21/2020
First disbursed
9/16/2020
Loan status
Paid in full (2/28/2023)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Existing or more than 2 years old
Industry
Other Personal and Household Goods Repair and Maintenance
Funded by Choice Financial Group · Lender record →
Your business? Claim this record · Request removal

Buying a Servpro in Minnesota? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Servpro loans with a Minnesota project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Servpro purchase in Minnesota with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Minnesota deals. First Western Bank & Trust funds the most here. CapBench is not a lender.

$500K typical Servpro loan
4 lenders active in Minnesota
9+ funded Minnesota deals
17 days typical to fund

Buyers buying a Servpro in Minnesota typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Servpro lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/servpro/minnesota
API:: https://www.capbench.com/api/public/lenders?franchise=servpro
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.