Home & Trade Services · lender intelligence
How to finance a Servpro in Mississippi
The SBA 7(a) lenders funding the most Servpro deals in Mississippi, from public loan records — typical Servpro loan about $500K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Servpro in Mississippi
$1.11M
Typical loan
range $250K–$2.45M
$1.23M
Est. purchase price
≈ loan ÷ 90%
$169,121
Cash to close
$123,333 down + fees
$14,363/mo
Typical payment
~9.5% · 10yr
$198,209/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
25 days
Typical time to fund
2
Lenders competing
more = leverage
8%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Servpro in Mississippi
Ranked by funded Servpro loans in Mississippi. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.78 loans · $53M · Birmingham, ALFull record →
- 2.79 loans · $53M · Gulfport, MSFull record →
3+ funded Servpro in Mississippi deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Two-Step Projects, LLC in Oxford, MS — $2.4M (2025) · purchase · Regions Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 25 days
- Approved
- 11/18/2024
- First disbursed
- 12/13/2024
- Loan status
- Paid in full (9/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Carpet and Upholstery Cleaning Services
If you were the buyer here
- Est. deal size
- $2.7M
- Est. down payment (10%)
- $272K
- Est. cash at closing
- $375K
- Monthly payment
- $28,404
- Annual debt service
- $341K
- Cash flow needed (1.25×)
- $426K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
- Two-Step Projects, LLC in Oxford, MS — $250K (2025) · purchase · Regions Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 87 days
- Approved
- 11/18/2024
- First disbursed
- 2/13/2025
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- Carpet and Upholstery Cleaning Services
If you were the buyer here
- Est. deal size
- $278K
- Est. down payment (10%)
- $28K
- Est. cash at closing
- $37K
- Monthly payment
- $2,903
- Annual debt service
- $35K
- Cash flow needed (1.25×)
- $44K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
- Burychka Drt, LLC in Biloxi, MS — $1.1M (2023) · Hancock Whitney Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $833K (75%)
- Approval → funding
- 1 days
- Approved
- 2/7/2023
- First disbursed
- 2/8/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- All Other Specialty Trade Contractors
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Servpro in Mississippi? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Servpro loans with a Mississippi project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Servpro purchase in Mississippi with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Mississippi deals. Regions Bank funds the most here. CapBench is not a lender.
- $500K typical Servpro loan
- 2 lenders active in Mississippi
- 3+ funded Mississippi deals
- 25 days typical to fund
Buyers buying a Servpro in Mississippi typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.