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How to finance a Servpro in Virginia
The SBA 7(a) lenders funding the most Servpro deals in Virginia, from public loan records — typical Servpro loan about $500K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Servpro in Virginia
$1.27M
Typical loan
range $580K–$2.00M
$1.42M
Est. purchase price
≈ loan ÷ 90%
$194,077
Cash to close
$141,533 down + fees
$16,483/mo
Typical payment
~9.5% · 10yr
$227,465/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
92 days
Typical time to fund
3
Lenders competing
more = leverage
5.18%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Servpro in Virginia
Ranked by funded Servpro loans in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.18 loans · $24M · Madison, WIFull record →
4+ funded Servpro in Virginia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Hall Diversified, LLC in Rockingham, VA — $2.0M (2021) · The First Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 92 days
- Approved
- 9/27/2021
- First disbursed
- 12/28/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Carpet and Upholstery Cleaning Services
Funded by The First Bank and Trust Company
Your business? Claim this record · Request removal
- SWIFT RESTORATION LLC in Warrenton, VA — $100K (2021) · Wells Fargo Bank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 389 days
- Approved
- 10/8/2020
- First disbursed
- 11/1/2021
- Loan status
- Paid in full (7/31/2022)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Existing or more than 2 years old
- Industry
- Remediation Services
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- SWIFT RESTORATION LLC in Warrenton, VA — $1.3M (2020) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.95% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $955K (75%)
- Approval → funding
- 13 days
- Approved
- 8/18/2020
- First disbursed
- 8/31/2020
- Loan status
- Paid in full (3/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Existing or more than 2 years old
- Industry
- Remediation Services
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- JP'S INDUSTRIES CVILLE LIMITED in Charlottesville, VA — $580K (2020) · purchase · First Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $435K (75%)
- Approval → funding
- 61 days
- Approved
- 4/30/2020
- First disbursed
- 6/30/2020
- Loan status
- Paid in full (8/31/2023)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $644K
- Est. down payment (10%)
- $64K
- Est. cash at closing
- $86K
- Monthly payment
- $6,439
- Annual debt service
- $77K
- Cash flow needed (1.25×)
- $97K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Business Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Servpro in Virginia? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Servpro loans with a Virginia project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Servpro purchase in Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Virginia deals. First Business Bank funds the most here. CapBench is not a lender.
- $500K typical Servpro loan
- 3 lenders active in Virginia
- 4+ funded Virginia deals
- 92 days typical to fund
Buyers buying a Servpro in Virginia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.