Beauty & Personal Care · lender intelligence
How to finance a Smartstyle in Texas
The SBA 7(a) lenders funding the most Smartstyle deals in Texas, from public loan records — typical Smartstyle loan about $600K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Smartstyle in Texas
$775K
Typical loan
range $595K–$1.05M
$861K
Est. purchase price
≈ loan ÷ 90%
$118,080
Cash to close
$86,111 down + fees
$10,028/mo
Typical payment
~9.5% · 10yr
$138,386/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
11 days
Typical time to fund
2
Lenders competing
more = leverage
6.56%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Smartstyle in Texas
Ranked by funded Smartstyle loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.34 loans · $57M · Charlotte, NCFull record →
3+ funded Smartstyle in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Daesian Venture Group, Inc. in San Antonio, TX — $1.1M (2020) · purchase · Live Oak Banking Company
- Program
- 7a General
- Rate at approval
- 7.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $788K (75%)
- Approval → funding
- 11 days
- Approved
- 3/6/2020
- First disbursed
- 3/17/2020
- Loan status
- Paid in full (3/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 73
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $117K
- Est. cash at closing
- $160K
- Monthly payment
- $12,327
- Annual debt service
- $148K
- Cash flow needed (1.25×)
- $185K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- PREMIER HAIR CARE LLC in Irving, TX — $775K (2020) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $581K (75%)
- Approval → funding
- 7 days
- Approved
- 9/17/2020
- First disbursed
- 9/24/2020
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 103
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $861K
- Est. down payment (10%)
- $86K
- Est. cash at closing
- $118K
- Monthly payment
- $8,507
- Annual debt service
- $102K
- Cash flow needed (1.25×)
- $128K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- A&S NEW BRAUNFELS LLC in New Braunfels, TX — $595K (2020) · purchase · Truist Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.69% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $446K (75%)
- Approval → funding
- 44 days
- Approved
- 12/18/2019
- First disbursed
- 1/31/2020
- Loan status
- Paid in full (1/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 40
- Business age
- Change of Ownership
- Industry
- Beauty Salons
If you were the buyer here
- Est. deal size
- $661K
- Est. down payment (10%)
- $66K
- Est. cash at closing
- $88K
- Monthly payment
- $11,685
- Annual debt service
- $140K
- Cash flow needed (1.25×)
- $175K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truist Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Smartstyle in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Smartstyle loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Smartstyle purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Live Oak Banking Company funds the most here. CapBench is not a lender.
- $600K typical Smartstyle loan
- 2 lenders active in Texas
- 3+ funded Texas deals
- 11 days typical to fund
Buyers buying a Smartstyle in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.