Food & Restaurants · lender intelligence
How to finance a Smoothie Factory
The SBA 7(a) lenders funding the most Smoothie Factory deals, ranked from public loan records — typical Smoothie Factory loan about $333K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Smoothie Factory
$333K
Typical loan
range $295K–$333K
$370K
Est. purchase price
≈ loan ÷ 90%
$49,532
Cash to close
$37,033 down + fees
$4,591/mo
Typical payment
~11% · 10yr
$63,356/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
2 days
Typical time to fund
2
Lenders competing
more = leverage
5.63%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Smoothie Factory
Ranked by funded Smoothie Factory loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,322 loans · $185M · Wilmington, DEFull record →
2+ funded Smoothie Factory deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- CSKNB EATS & SWEETS LLC in Arlington, TX — $333K (2021) · Fund-Ex Solutions Group, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (90%)
- Approved
- 7/29/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Fund-Ex Solutions Group, LLC
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- BISME RUBBE LLC in Voorhees, NJ — $295K (2020) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $148K (50%)
- Approval → funding
- 2 days
- Approved
- 9/2/2020
- First disbursed
- 9/4/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TD Bank, National Association · Lender record →
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Buying a Smoothie Factory? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Smoothie Factory businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Smoothie Factory purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. TD Bank, National Association funds the most. CapBench is not a lender.
- $333K typical Smoothie Factory loan
- 2 lenders fund the brand
- 2 days typical to fund
Buyers researching a Smoothie Factory typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.