Hotels & Lodging · lender intelligence

How to finance a Spark by Hilton

State:

The SBA 7(a) lenders funding the most Spark by Hilton deals, ranked from public loan records — typical Spark by Hilton loan about $3.3M. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Spark by Hilton

$3.32M

Typical loan

range $1.73M–$4.31M

$3.69M

Est. purchase price

≈ loan ÷ 90%

$510,181

Cash to close

$369,333 down + fees

$43,012/mo

Typical payment

~9.5% · 10yr

$593,566/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

22 days

Typical time to fund

Lenders competing

more = leverage

9.02%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Spark by Hilton

Ranked by funded Spark by Hilton loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.98 loans · $309M · Las Vegas, NVFull record →
2.102 loans · $119M · Saint Petersburg, FLFull record →
3.274 loans · $315M · Los Angeles, CAFull record →
4.28 loans · $32M · Saint Joseph, MIFull record →
5.75 loans · $98M · Sioux Falls, SDFull record →
6.2 loans · $2M · Bronx, NYFull record →
7.7 loans · $7M · Norwalk, CTFull record →
8.3 loans · $6M · Kingwood, TXFull record →
9.1 loans · $0M · Ooltewah, TNFull record →
10.1 loans · $2M · Alto Pass, ILFull record →
11.9 loans · $10M · Garden City Park, NYFull record →

23+ funded Spark by Hilton deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Spark by Hilton in Harrisburg, PA — $5.0M (2026) · United FCU
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
306 months
SBA guaranteed
$3.8M (75%)
Approval → funding
20 days
Approved
11/25/2025
First disbursed
12/15/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Hotels (except Casino Hotels) and Motels
Funded by United FCU · Lender record →
Your business? Claim this record · Request removal
Navsari Hospitality LLC in Windsor Locks, CT — $5.0M (2026) · Spring Bank
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approved
2/17/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Hotels (except Casino Hotels) and Motels
Funded by Spring Bank · Lender record →
Your business? Claim this record · Request removal
GANESHA HOSPITALITY LLC in Cromwell, CT — $3.6M (2026) · Connecticut Community Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
312 mo (26 yrs)
SBA guaranteed
$2.7M (75%)
Approved
2/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by Connecticut Community Bank, National Association · Lender record →
Your business? Claim this record · Request removal
LAXMIBALAJI LLC in Sellersburg, IN — $1.7M (2026) · Climate First Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
26 days
Approved
12/5/2025
First disbursed
12/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by Climate First Bank · Lender record →
Your business? Claim this record · Request removal
LAXMIBALAJI LLC in Sellersburg, IN — $1.4M (2026) · Climate First Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (75%)
Approved
12/5/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by Climate First Bank · Lender record →
Your business? Claim this record · Request removal
Spark by Hilton Winterville Greeneville in Winterville, NC — $1.4M (2026) · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (75%)
Approved
1/28/2026
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
36
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
Kaana Hospitality SFLD LLC in Springfield, MO — $5.0M (2025) · Millennium Bank
Program
7a General
Rate at approval
10.75% variable
Term
318 months
SBA guaranteed
$3.8M (75%)
Approval → funding
22 days
Approved
10/8/2024
First disbursed
10/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Hotels (except Casino Hotels) and Motels
Funded by Millennium Bank · Lender record →
Your business? Claim this record · Request removal
Bhole Hotels LLC in Hardeeville, SC — $3.9M (2025) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.9M (75%)
Approval → funding
6 days
Approved
5/16/2025
First disbursed
5/22/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$4.3M
Est. down payment (10%)
$431K
Est. cash at closing
$596K
Monthly payment
$31,243
Annual debt service
$375K
Cash flow needed (1.25×)
$469K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
Natram Associates in Danbury, CT — $3.5M (2025) · GBank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.6M (75%)
Approved
9/18/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
NATRAM ASSOCIATES in Danbury, CT — $3.5M (2025) · GBank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.6M (75%)
Approval → funding
26 days
Approved
9/24/2025
First disbursed
10/20/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
SPARK BY HILTON GRAIN VALLEY KANSAS CITY in Grain Valley, MO — $3.3M (2025) · purchase · Farmers State Bank of Alto Pass, Illinois
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
307 months
SBA guaranteed
$2.5M (75%)
Approval → funding
13 days
Approved
1/24/2025
First disbursed
2/6/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$3.7M
Est. down payment (10%)
$369K
Est. cash at closing
$510K
Monthly payment
$28,881
Annual debt service
$347K
Cash flow needed (1.25×)
$433K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Farmers State Bank of Alto Pass, Illinois · Lender record →
Your business? Claim this record · Request removal
Spark by Hilton Clemmons in Clemmons, NC — $3.2M (2025) · Climate First Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.4M (75%)
Approval → funding
27 days
Approved
6/12/2025
First disbursed
7/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Hotels (except Casino Hotels) and Motels
Funded by Climate First Bank · Lender record →
Your business? Claim this record · Request removal
KANA HOSPITALITY SRS LLC in Saint Robert, MO — $2.6M (2025) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
26 days
Approved
1/24/2025
First disbursed
2/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$2.9M
Est. down payment (10%)
$286K
Est. cash at closing
$394K
Monthly payment
$20,279
Annual debt service
$243K
Cash flow needed (1.25×)
$304K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
NARAYAN 7 LLC in La Grange, KY — $1.7M (2025) · Bank of Hope
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
16 days
Approved
10/29/2024
First disbursed
11/14/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
Spark by Hilton Clemmons in Clemmons, NC — $750K (2025) · Climate First Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$563K (75%)
Approved
7/2/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Hotels (except Casino Hotels) and Motels
Funded by Climate First Bank · Lender record →
Your business? Claim this record · Request removal
HAMPTON INN INDIANAPOLIS-SOUTH in Indianapolis, IN — $5.0M (2024) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
14 days
Approved
9/13/2024
First disbursed
9/27/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
31
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$42,819
Annual debt service
$514K
Cash flow needed (1.25×)
$642K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
G&D Hospitality LLC in Stafford, TX — $4.3M (2024) · The MINT National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
318 months
SBA guaranteed
$3.2M (75%)
Approval → funding
237 days
Approved
3/11/2024
First disbursed
11/3/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by The MINT National Bank · Lender record →
Your business? Claim this record · Request removal
Alpharetta BlueBird LLC in Alpharetta, GA — $4.0M (2024) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.0M (75%)
Approval → funding
7 days
Approved
5/30/2024
First disbursed
6/6/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$4.5M
Est. down payment (10%)
$446K
Est. cash at closing
$617K
Monthly payment
$34,409
Annual debt service
$413K
Cash flow needed (1.25×)
$516K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
IRSA Hotel, LLC in Jackson, MS — $2.8M (2024) · First Western SBLC, Inc
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.4M (85%)
Approval → funding
22 days
Approved
11/8/2023
First disbursed
11/30/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by First Western SBLC, Inc
Your business? Claim this record · Request removal
NARAYAN 7 LLC in La Grange, KY — $2.0M (2024) · Bank of Hope
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.5M (75%)
Approved
6/26/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal

Buying a Spark by Hilton? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Spark by Hilton businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Spark by Hilton purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. GBank funds the most. CapBench is not a lender.

$3.3M typical Spark by Hilton loan
12 lenders fund the brand
22 days typical to fund

Buyers researching a Spark by Hilton typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Spark by Hilton record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/spark-by-hilton
API:: https://www.capbench.com/api/public/lenders?franchise=spark-by-hilton
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.