Hotels & Lodging · lender intelligence
How to finance a Spark by Hilton in New York
The SBA 7(a) lenders funding the most Spark by Hilton deals in New York, from public loan records — typical Spark by Hilton loan about $3.3M. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Spark by Hilton in New York
$500K
Typical loan
range $500K–$500K
$556K
Est. purchase price
≈ loan ÷ 90%
$74,306
Cash to close
$55,556 down + fees
$6,470/mo
Typical payment
~9.5% · 10yr
$89,286/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
79 days
Typical time to fund
1
Lenders competing
more = leverage
10.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Spark by Hilton in New York
Ranked by funded Spark by Hilton loans in New York. Tap a lender for its full record, or hit Get in touch for an introduction.
No directory lender has enough Spark by Hilton loans in New York to rank yet. See Spark by Hilton lenders nationwide →
1+ funded Spark by Hilton in New York deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Spark by Hilton Vestal Binghamton University Area in Vestal, NY — $500K (2024) · First Western SBLC, Inc
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 306 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 79 days
- Approved
- 8/13/2024
- First disbursed
- 10/31/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by First Western SBLC, Inc
Your business? Claim this record · Request removal
Buying a Spark by Hilton in New York? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Spark by Hilton loans with a New York project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Spark by Hilton purchase in New York with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New York deals. CapBench is not a lender.
- $3.3M typical Spark by Hilton loan
- 1 lenders active in New York
- 1+ funded New York deals
- 79 days typical to fund
Buyers buying a Spark by Hilton in New York typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.