Automotive · lender intelligence
How to finance a SpeeDee Oil Change & Auto Service in Texas
The SBA 7(a) lenders funding the most SpeeDee Oil Change & Auto Service deals in Texas, from public loan records — typical SpeeDee Oil Change & Auto Service loan about $418K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance SpeeDee Oil Change & Auto Service in Texas
$1.40M
Typical loan
range $242K–$1.40M
$1.56M
Est. purchase price
≈ loan ÷ 90%
$213,431
Cash to close
$155,556 down + fees
$18,116/mo
Typical payment
~9.5% · 10yr
$250,001/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
8 days
Typical time to fund
2
Lenders competing
more = leverage
7.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with SpeeDee Oil Change & Auto Service in Texas
Ranked by funded SpeeDee Oil Change & Auto Service loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.149 loans · $135M · Mukwonago, WIFull record →
2+ funded SpeeDee Oil Change & Auto Service in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- FiaFia Store Group LLC - Series Speedee on Crowley in Fort Worth, TX — $1.4M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 8 days
- Approved
- 7/23/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $156K
- Est. cash at closing
- $213K
- Monthly payment
- $17,735
- Annual debt service
- $213K
- Cash flow needed (1.25×)
- $266K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Irvin Group Investments LLC in Hurst, TX — $242K (2021) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $218K (90%)
- Approval → funding
- 3 days
- Approved
- 7/28/2021
- First disbursed
- 7/31/2021
- Loan status
- Paid in full (8/31/2024)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- General Automotive Repair
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Buying a SpeeDee Oil Change & Auto Service in Texas? Start with a lender that funds them here
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CapBench analysis of public SBA 7(a) lending records; ranked by funded SpeeDee Oil Change & Auto Service loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a SpeeDee Oil Change & Auto Service purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Live Oak Banking Company funds the most here. CapBench is not a lender.
- $418K typical SpeeDee Oil Change & Auto Service loan
- 2 lenders active in Texas
- 2+ funded Texas deals
- 8 days typical to fund
Buyers buying a SpeeDee Oil Change & Auto Service in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.