Fitness & Recreation · lender intelligence
How to finance a Spenga in Colorado
The SBA 7(a) lenders funding the most Spenga deals in Colorado, from public loan records — typical Spenga loan about $667K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Spenga in Colorado
$630K
Typical loan
range $552K–$634K
$700K
Est. purchase price
≈ loan ÷ 90%
$93,625
Cash to close
$70,000 down + fees
$8,152/mo
Typical payment
~9.5% · 10yr
$112,498/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
65 days
Typical time to fund
4
Lenders competing
more = leverage
5.72%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Spenga in Colorado
Ranked by funded Spenga loans in Colorado. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.104 loans · $100M · Portsmouth, VAFull record →
- 2.129 loans · $234M · New York, NYFull record →
- 3.105 loans · $164M · Brookline, MAFull record →
5+ funded Spenga in Colorado deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Riding Sunset LLC in Littleton, CO — $915K (2021) · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 103 months
- SBA guaranteed
- $824K (90%)
- Approval → funding
- 50 days
- Approved
- 6/28/2021
- First disbursed
- 8/17/2021
- Loan status
- Paid in full (8/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- Spenga of Loveland LLC in Loveland, CO — $634K (2021) · Port 51 Lending LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 127 months
- SBA guaranteed
- $571K (90%)
- Approval → funding
- 31 days
- Approved
- 12/29/2020
- First disbursed
- 1/29/2021
- Loan status
- Paid in full (8/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by Port 51 Lending LLC · Lender record →
Your business? Claim this record · Request removal
- C&S Magee Inc. in Wheat Ridge, CO — $630K (2021) · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 186 months
- SBA guaranteed
- $567K (90%)
- Approval → funding
- 152 days
- Approved
- 3/12/2021
- First disbursed
- 8/11/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
- Riding Sunset LLC in Littleton, CO — $25K (2021) · TowneBank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 6/28/2021
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- Piziak LLC in Fort Collins, CO — $552K (2020) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.1% variable
- Term
- 59 months
- SBA guaranteed
- $414K (75%)
- Approval → funding
- 65 days
- Approved
- 5/27/2020
- First disbursed
- 7/31/2020
- Loan status
- Failed — $297K charged off (9/22/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Spenga in Colorado? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Spenga loans with a Colorado project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Spenga purchase in Colorado with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Colorado deals. TowneBank funds the most here. CapBench is not a lender.
- $667K typical Spenga loan
- 4 lenders active in Colorado
- 5+ funded Colorado deals
- 65 days typical to fund
Buyers buying a Spenga in Colorado typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.