Food & Restaurants · lender intelligence

How to finance a Spice Wing in Georgia

State:

The SBA 7(a) lenders funding the most Spice Wing deals in Georgia, from public loan records — typical Spice Wing loan about $300K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Spice Wing in Georgia

$327K

Typical loan

range $129K–$327K

$363K

Est. purchase price

≈ loan ÷ 90%

$48,522

Cash to close

$36,278 down + fees

$4,498/mo

Typical payment

~11% · 10yr

$62,072/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

15 days

Typical time to fund

Lenders competing

more = leverage

5.88%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Spice Wing in Georgia

Ranked by funded Spice Wing loans in Georgia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.105 loans · $51M · Fitzgerald, GAFull record →

2+ funded Spice Wing in Georgia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

CPB INVESTMENTS GROUP, LLC in Dawsonville, GA — $129K (2022) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$97K (75%)
Approval → funding
1 days
Approved
2/23/2022
First disbursed
2/24/2022
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$143K
Est. down payment (10%)
$14K
Est. cash at closing
$18K
Monthly payment
$1,416
Annual debt service
$17K
Cash flow needed (1.25×)
$21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Darius Alexander LLC in Douglasville, GA — $327K (2021) · Colony Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
95 months
SBA guaranteed
$294K (90%)
Approval → funding
15 days
Approved
6/15/2021
First disbursed
6/30/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Spice Wing in Georgia? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Spice Wing loans with a Georgia project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Spice Wing purchase in Georgia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Georgia deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$300K typical Spice Wing loan
2 lenders active in Georgia
2+ funded Georgia deals
15 days typical to fund

Buyers buying a Spice Wing in Georgia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Spice Wing lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/spice-wing/georgia
API:: https://www.capbench.com/api/public/lenders?franchise=spice-wing
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.