Food & Restaurants · lender intelligence
How to finance a Spice Wing
The SBA 7(a) lenders funding the most Spice Wing deals, ranked from public loan records — typical Spice Wing loan about $300K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Spice Wing
$300K
Typical loan
range $129K–$327K
$333K
Est. purchase price
≈ loan ÷ 90%
$44,583
Cash to close
$33,333 down + fees
$4,133/mo
Typical payment
~11% · 10yr
$57,035/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
3 days
Typical time to fund
2
Lenders competing
more = leverage
7.81%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Spice Wing
Ranked by funded Spice Wing loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.105 loans · $51M · Fitzgerald, GAFull record →
4+ funded Spice Wing deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- 2 Good Virtual Concepts LLC in Clermont, FL — $300K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 2 days
- Approved
- 2/22/2023
- First disbursed
- 2/24/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- 2 Good Virtual Concepts LLC in Clermont, FL — $25K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 3 days
- Approved
- 2/21/2023
- First disbursed
- 2/24/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- CPB INVESTMENTS GROUP, LLC in Dawsonville, GA — $129K (2022) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $97K (75%)
- Approval → funding
- 1 days
- Approved
- 2/23/2022
- First disbursed
- 2/24/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $143K
- Est. down payment (10%)
- $14K
- Est. cash at closing
- $18K
- Monthly payment
- $1,416
- Annual debt service
- $17K
- Cash flow needed (1.25×)
- $21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Darius Alexander LLC in Douglasville, GA — $327K (2021) · Colony Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 95 months
- SBA guaranteed
- $294K (90%)
- Approval → funding
- 15 days
- Approved
- 6/15/2021
- First disbursed
- 6/30/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Spice Wing? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Spice Wing businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Spice Wing purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $300K typical Spice Wing loan
- 2 lenders fund the brand
- 3 days typical to fund
Buyers researching a Spice Wing typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.