Beauty & Personal Care · lender intelligence

How to finance a SportClips in Texas

State:

The SBA 7(a) lenders funding the most SportClips deals in Texas, from public loan records — typical SportClips loan about $315K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance SportClips in Texas

$725K

Typical loan

range $350K–$1.45M

$806K

Est. purchase price

≈ loan ÷ 90%

$110,462

Cash to close

$80,556 down + fees

$9,381/mo

Typical payment

~9.5% · 10yr

$129,458/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

Lenders competing

more = leverage

6.75%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with SportClips in Texas

Ranked by funded SportClips loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.2 loans · $0M · Pine Bluff, ARFull record →
3.62 loans · $34M · Winter Haven, FLFull record →
4.22 loans · $33M · Dallas, TXFull record →

12+ funded SportClips in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Celina SC1, LLC in Celina, TX — $350K (2025) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
10.99% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
21 days
Approved
8/22/2025
First disbursed
9/12/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
50
Business age
Existing or more than 2 years old
Industry
Barber Shops
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Yuvilos Innovations Corp. in Cedar Hill, TX — $500K (2024) · Texas Capital Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
84 days
Approved
2/2/2024
First disbursed
4/26/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
New Business or 2 years or less
Industry
Beauty Salons
Funded by Texas Capital Bank · Lender record →
Your business? Claim this record · Request removal
Arvada Ventures Inc in Dallas, TX — $1.0M (2023) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
33 days
Approved
6/21/2023
First disbursed
7/24/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Barber Shops
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$12,940
Annual debt service
$155K
Cash flow needed (1.25×)
$194K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Sport Clips in San Antonio, TX — $725K (2022) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
126 months
SBA guaranteed
$276K (38%)
Approval → funding
10 days
Approved
12/14/2021
First disbursed
12/24/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
176
Business age
Existing or more than 2 years old
Industry
Barber Shops
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Sport Clips in San Antonio, TX — $1.4M (2021) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (90%)
Approval → funding
9 days
Approved
8/25/2021
First disbursed
9/3/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Change of Ownership
Industry
Barber Shops
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$161K
Est. cash at closing
$221K
Monthly payment
$15,736
Annual debt service
$189K
Cash flow needed (1.25×)
$236K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Princeton SC LLC in Princeton, TX — $765K (2021) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
126 months
SBA guaranteed
$689K (90%)
Approval → funding
34 days
Approved
9/28/2021
First disbursed
11/1/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Barber Shops
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
RPCC Cuts, LLC in Spring Branch, TX — $275K (2021) · Simmons Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$248K (90%)
Approval → funding
29 days
Approved
6/1/2021
First disbursed
6/30/2021
Loan status
Paid in full (7/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Beauty Salons
Funded by Simmons Bank · Lender record →
Your business? Claim this record · Request removal
MCD-GA, LLC in Austin, TX — $208K (2021) · Simmons Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$187K (90%)
Approved
8/11/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Beauty Salons
Funded by Simmons Bank · Lender record →
Your business? Claim this record · Request removal
3H Enterprises LLC in Burleson, TX — $75K (2021) · SouthState Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% fixed
Term
66 months
SBA guaranteed
$38K (50%)
Approval → funding
9 days
Approved
10/20/2020
First disbursed
10/29/2020
Loan status
Paid in full (1/31/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
42
Business age
Existing or more than 2 years old
Industry
Beauty Salons
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Sports Clips in Coppell, TX — $2.9M (2020) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.1M (75%)
Approval → funding
19 days
Approved
9/4/2020
First disbursed
9/23/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
137
Business age
Existing or more than 2 years old
Industry
Barber Shops
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
GT Nations, LLC in Magnolia, TX — $1.7M (2020) · Capital One, National Association
Program
Preferred Lenders Program
Rate at approval
6.99% fixed
Term
126 months
SBA guaranteed
$1.3M (75%)
Approval → funding
29 days
Approved
1/2/2020
First disbursed
1/31/2020
Loan status
Paid in full (9/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
61
Business age
Unanswered
Industry
Beauty Salons
Funded by Capital One, National Association
Your business? Claim this record · Request removal
Sports Clips in Coppell, TX — $350K (2020) · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$175K (50%)
Approval → funding
19 days
Approved
9/4/2020
First disbursed
9/23/2020
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
137
Business age
Existing or more than 2 years old
Industry
Barber Shops
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

Buying a SportClips in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded SportClips loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a SportClips purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$315K typical SportClips loan
5 lenders active in Texas
12+ funded Texas deals
21 days typical to fund

Buyers buying a SportClips in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All SportClips lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/sportclips/texas
API:: https://www.capbench.com/api/public/lenders?franchise=sportclips
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.