Food & Restaurants · lender intelligence
How to finance a Starbucks Master Licensing Agreement
The SBA 7(a) lenders funding the most Starbucks Master Licensing Agreement deals, ranked from public loan records — typical Starbucks Master Licensing Agreement loan about $771K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Starbucks Master Licensing Agreement
$771K
Typical loan
range $753K–$842K
$857K
Est. purchase price
≈ loan ÷ 90%
$117,471
Cash to close
$85,667 down + fees
$9,977/mo
Typical payment
~9.5% · 10yr
$137,683/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
41 days
Typical time to fund
2
Lenders competing
more = leverage
8.18%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Starbucks Master Licensing Agreement
Ranked by funded Starbucks Master Licensing Agreement loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.5 loans · $17M · Dallas, TXFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
7+ funded Starbucks Master Licensing Agreement deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- SVM Coffee, LLC in Dallas, TX — $869K (2026) · American Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 126 months
- SBA guaranteed
- $652K (75%)
- Approval → funding
- 47 days
- Approved
- 12/4/2025
- First disbursed
- 1/20/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 146
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by American Bank, National Association · Lender record →
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- SVM Coffee, LLC in Frisco, NV — $842K (2025) · American Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 126 months
- SBA guaranteed
- $632K (75%)
- Approval → funding
- 41 days
- Approved
- 11/12/2024
- First disbursed
- 12/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by American Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- SVM Coffee, LLC in Houston, TX — $821K (2025) · American Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 126 months
- SBA guaranteed
- $616K (75%)
- Approval → funding
- 90 days
- Approved
- 1/2/2025
- First disbursed
- 4/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by American Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- SVM Coffee, LLC in Arlington, TX — $771K (2025) · American Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 126 months
- SBA guaranteed
- $578K (75%)
- Approval → funding
- 23 days
- Approved
- 6/24/2025
- First disbursed
- 7/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by American Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- SVM Coffee, LLC in Frisco, NV — $754K (2025) · American Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 126 months
- SBA guaranteed
- $566K (75%)
- Approval → funding
- 41 days
- Approved
- 11/12/2024
- First disbursed
- 12/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by American Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- SVM Coffee, LLC in Frisco, NV — $753K (2025) · American Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 126 months
- SBA guaranteed
- $565K (75%)
- Approval → funding
- 41 days
- Approved
- 11/12/2024
- First disbursed
- 12/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by American Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- ACSA, LLC in Grove City, OH — $50K (2022) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 8 days
- Approved
- 3/29/2022
- First disbursed
- 4/6/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Household Appliances, Electric Housewares, and Consumer Elec
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Starbucks Master Licensing Agreement? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Starbucks Master Licensing Agreement businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Starbucks Master Licensing Agreement purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. American Bank, National Association funds the most. CapBench is not a lender.
- $771K typical Starbucks Master Licensing Agreement loan
- 2 lenders fund the brand
- 41 days typical to fund
Buyers researching a Starbucks Master Licensing Agreement typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.