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Fitness & Recreation · lender intelligence

How to finance a Stretch Lab in New Jersey

The SBA 7(a) lenders funding the most Stretch Lab deals in New Jersey, from public loan records — typical Stretch Lab loan about $263K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Stretch Lab in New Jersey

$273K

Typical loan

range $30K–$275K

$303K

Est. purchase price

≈ loan ÷ 90%

$40,586

Cash to close

$30,344 down + fees

$3,762/mo

Typical payment

~11% · 10yr

$51,916/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

16 days

Typical time to fund

1

Lenders competing

more = leverage

7.58%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Stretch Lab in New Jersey

Ranked by funded Stretch Lab loans in New Jersey. Tap a lender for its full record, or hit Get in touch for an introduction.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →

6+ funded Stretch Lab in New Jersey deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Stretch Cunningham's NJ1, LLC in Ridgewood, NJ — $280K (2022) · The Huntington National Bank
  • Flex Ramsey LLC in Ramsey, NJ — $275K (2022) · The Huntington National Bank
  • JEMS Fitness Inc. in Metuchen, NJ — $273K (2022) · The Huntington National Bank
  • Stretch Cunningham's NJ1, LLC in Ridgewood, NJ — $40K (2022) · The Huntington National Bank
  • Flex Ramsey LLC in Ramsey, NJ — $30K (2022) · The Huntington National Bank
  • JEMS Fitness Inc. in Metuchen, NJ — $30K (2022) · The Huntington National Bank

Buying a Stretch Lab in New Jersey? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Stretch Lab loans with a New Jersey project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Stretch Lab purchase in New Jersey with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded New Jersey deals. The Huntington National Bank funds the most here. CapBench is not a lender.

  • $263K typical Stretch Lab loan
  • 1 lenders active in New Jersey
  • 6+ funded New Jersey deals
  • 16 days typical to fund

Buyers buying a Stretch Lab in New Jersey typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerAll Stretch Lab lenders
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/stretch-lab/new-jersey
API:
https://www.capbench.com/api/public/lenders?franchise=stretch-lab
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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