Food & Restaurants · lender intelligence
How to finance a Subway in Arkansas
The SBA 7(a) lenders funding the most Subway deals in Arkansas, from public loan records — typical Subway loan about $210K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Subway in Arkansas
$491K
Typical loan
range $491K–$491K
$546K
Est. purchase price
≈ loan ÷ 90%
$73,013
Cash to close
$54,589 down + fees
$6,357/mo
Typical payment
~9.5% · 10yr
$87,727/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
1
Lenders competing
more = leverage
7.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Subway in Arkansas
Ranked by funded Subway loans in Arkansas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.62 loans · $21M · Saint Cloud, MNFull record →
1+ funded Subway in Arkansas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- C.L.A. INC in Clarksville, AR — $491K (2020) · purchase · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $368K (75%)
- Approved
- 10/4/2019
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $546K
- Est. down payment (10%)
- $55K
- Est. cash at closing
- $73K
- Monthly payment
- $5,896
- Annual debt service
- $71K
- Cash flow needed (1.25×)
- $88K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stearns Bank National Association · Lender record →
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Buying a Subway in Arkansas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Subway loans with a Arkansas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Subway purchase in Arkansas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Arkansas deals. Stearns Bank National Association funds the most here. CapBench is not a lender.
- $210K typical Subway loan
- 1 lenders active in Arkansas
- 1+ funded Arkansas deals
Buyers buying a Subway in Arkansas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.