Food & Restaurants · lender intelligence
How to finance a Subway in Colorado
The SBA 7(a) lenders funding the most Subway deals in Colorado, from public loan records — typical Subway loan about $210K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Subway in Colorado
$285K
Typical loan
range $228K–$453K
$317K
Est. purchase price
≈ loan ÷ 90%
$42,355
Cash to close
$31,667 down + fees
$3,926/mo
Typical payment
~11% · 10yr
$54,179/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
27 days
Typical time to fund
5
Lenders competing
more = leverage
7.71%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Subway in Colorado
Ranked by funded Subway loans in Colorado. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.618 loans · $171M · Salt Lake City, UTFull record →
- 3.6 loans · $2M · Omaha, NEFull record →
- 4.4 loans · $2M · Grand Junction, COFull record →
- 5.328 loans · $134M · Cleveland, OHFull record →
6+ funded Subway in Colorado deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Cardinal Cedar, LLC in Carbondale, CO — $453K (2026) · Timberline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $340K (75%)
- Approved
- 12/2/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Timberline Bank · Lender record →
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- Defiant Ventures LLC in Durango, CO — $285K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $214K (75%)
- Approval → funding
- 27 days
- Approved
- 3/1/2024
- First disbursed
- 3/28/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Defiant Ventures LLC in Durango, CO — $25K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 66 days
- Approved
- 3/1/2024
- First disbursed
- 5/6/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Zookway LLC in Littleton, CO — $882K (2023) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $662K (75%)
- Approval → funding
- 22 days
- Approved
- 5/16/2023
- First disbursed
- 6/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 37
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- Stoker Foods, LLC in Platteville, CO — $261K (2021) · First National Bank of Omaha
- Program
- Preferred Lenders Program
- Rate at approval
- 4.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $235K (90%)
- Approved
- 5/28/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by First National Bank of Omaha · Lender record →
Your business? Claim this record · Request removal
- Pichoi Corp. in Castle Pines, CO — $228K (2021) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 3% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $171K (75%)
- Approved
- 12/8/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
Buying a Subway in Colorado? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Subway loans with a Colorado project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Subway purchase in Colorado with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Colorado deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $210K typical Subway loan
- 5 lenders active in Colorado
- 6+ funded Colorado deals
- 27 days typical to fund
Buyers buying a Subway in Colorado typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.