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How to finance a Surface Experts in Ohio

State:

The SBA 7(a) lenders funding the most Surface Experts deals in Ohio, from public loan records — typical Surface Experts loan about $150K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Surface Experts in Ohio

$164K

Typical loan

range $129K–$242K

$182K

Est. purchase price

≈ loan ÷ 90%

$24,343

Cash to close

$18,200 down + fees

$2,398/mo

Typical payment

~12.5% · 10yr

$33,092/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

16 days

Typical time to fund

Lenders competing

more = leverage

9.56%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Surface Experts in Ohio

Ranked by funded Surface Experts loans in Ohio. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.1,025 loans · $292M · Berkeley Heights, NJFull record →
3.62 loans · $21M · Saint Cloud, MNFull record →

4+ funded Surface Experts in Ohio deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Anthro Experience Inc. in Columbus, OH — $242K (2026) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$181K (75%)
Approved
2/25/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal and Household Goods Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Anthro Experience Inc. in Columbus, OH — $30K (2026) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approved
2/25/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal and Household Goods Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CSE Repair Inc. in Baltimore, OH — $164K (2023) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$123K (75%)
Approval → funding
9 days
Approved
7/31/2023
First disbursed
8/9/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Other Personal and Household Goods Repair and Maintenance
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
S.L. MORGAN & ASSOCIATES, INC. in Delaware, OH — $129K (2020) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$110K (85%)
Approval → funding
16 days
Approved
10/15/2019
First disbursed
10/31/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal and Household Goods Repair and Maintenance
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Surface Experts in Ohio? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Surface Experts loans with a Ohio project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Surface Experts purchase in Ohio with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Ohio deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$150K typical Surface Experts loan
3 lenders active in Ohio
4+ funded Ohio deals
16 days typical to fund

Buyers buying a Surface Experts in Ohio typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Surface Experts lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/surface-experts/ohio
API:: https://www.capbench.com/api/public/lenders?franchise=surface-experts
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.