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How to finance a Surface Experts in Texas
The SBA 7(a) lenders funding the most Surface Experts deals in Texas, from public loan records — typical Surface Experts loan about $150K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Surface Experts in Texas
$300K
Typical loan
range $150K–$300K
$333K
Est. purchase price
≈ loan ÷ 90%
$44,539
Cash to close
$33,300 down + fees
$4,128/mo
Typical payment
~11% · 10yr
$56,966/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
64 days
Typical time to fund
2
Lenders competing
more = leverage
10.13%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Surface Experts in Texas
Ranked by funded Surface Experts loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.11 loans · $19M · Fort Lauderdale, FLFull record →
- 2.318 loans · $229M · Osage Beach, MOFull record →
2+ funded Surface Experts in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Heatherly Enterprises, LLC in Aubrey, TX — $300K (2026) · OptimumBank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 57 days
- Approved
- 12/2/2025
- First disbursed
- 1/28/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Building Finishing Contractors
Funded by OptimumBank · Lender record →
Your business? Claim this record · Request removal
- Surface Experts of Austin West in Austin, TX — $150K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 64 days
- Approved
- 3/13/2025
- First disbursed
- 5/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal and Household Goods Repair and Maintenance
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Buying a Surface Experts in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Surface Experts loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Surface Experts purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. OptimumBank funds the most here. CapBench is not a lender.
- $150K typical Surface Experts loan
- 2 lenders active in Texas
- 2+ funded Texas deals
- 64 days typical to fund
Buyers buying a Surface Experts in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.