Fitness & Recreation · lender intelligence
How to finance a Sweat440 in Texas
The SBA 7(a) lenders funding the most Sweat440 deals in Texas, from public loan records — typical Sweat440 loan about $465K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Sweat440 in Texas
$350K
Typical loan
range $350K–$350K
$389K
Est. purchase price
≈ loan ÷ 90%
$52,014
Cash to close
$38,889 down + fees
$4,821/mo
Typical payment
~11% · 10yr
$66,530/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
64 days
Typical time to fund
2
Lenders competing
more = leverage
10.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Sweat440 in Texas
Ranked by funded Sweat440 loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.70 loans · $22M · Melrose, MNFull record →
- 2.19 loans · $5M · Roseville, CAFull record →
2+ funded Sweat440 in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Vital Edge Group LLC in Carrollton, TX — $350K (2026) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 123 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 64 days
- Approved
- 11/20/2025
- First disbursed
- 1/23/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
- S440 - ZILKER LLC in Austin, TX — $350K (2023) · Five Star Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 101 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 32 days
- Approved
- 4/3/2023
- First disbursed
- 5/5/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Sweat440 in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Sweat440 loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Sweat440 purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Magnifi Financial CU funds the most here. CapBench is not a lender.
- $465K typical Sweat440 loan
- 2 lenders active in Texas
- 2+ funded Texas deals
- 64 days typical to fund
Buyers buying a Sweat440 in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.