Food & Restaurants · lender intelligence

How to finance a sweetFrog

State:

The SBA 7(a) lenders funding the most sweetFrog deals, ranked from public loan records — typical sweetFrog loan about $350K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance sweetFrog

$350K

Typical loan

range $306K–$404K

$389K

Est. purchase price

≈ loan ÷ 90%

$52,014

Cash to close

$38,889 down + fees

$4,821/mo

Typical payment

~11% · 10yr

$66,530/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

70 days

Typical time to fund

Lenders competing

more = leverage

7.58%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with sweetFrog

Ranked by funded sweetFrog loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.11 loans · $4M · Forest, VAFull record →
3.149 loans · $135M · Mukwonago, WIFull record →
4.34 loans · $57M · Charlotte, NCFull record →
5.65 loans · $52M · Lancaster, PAFull record →

6+ funded sweetFrog deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Bradsby Consulting LLC in Saratoga Springs, UT — $658K (2025) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
123 months
SBA guaranteed
$493K (75%)
Approved
4/10/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
SweetFrog in Burlington, NC — $350K (2025) · Select Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
168 days
Approved
7/7/2025
First disbursed
12/22/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Select Bank · Lender record →
Your business? Claim this record · Request removal
TDD Enterprises, LLC in Keller, TX — $350K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
124 months
SBA guaranteed
$263K (75%)
Approval → funding
66 days
Approved
6/24/2024
First disbursed
8/29/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DSG NY Enterprises Inc in Poughkeepsie, NY — $306K (2022) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$229K (75%)
Approval → funding
6 days
Approved
11/24/2021
First disbursed
11/30/2021
Loan status
Paid in full (8/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Munaza & Faisal llc in Lanham, MD — $404K (2020) · purchase · Truist Bank
Program
Preferred Lenders Program
Rate at approval
6.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$303K (75%)
Approval → funding
70 days
Approved
10/22/2019
First disbursed
12/31/2019
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$449K
Est. down payment (10%)
$45K
Est. cash at closing
$60K
Monthly payment
$4,592
Annual debt service
$55K
Cash flow needed (1.25×)
$69K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truist Bank · Lender record →
Your business? Claim this record · Request removal
Hilliard Enterprise Incorporated in Virginia Beach, VA — $174K (2020) · Fulton Bank, National Association
Program
Preferred Lenders Program
Rate at approval
2.75% variable
Term
123 months
SBA guaranteed
$130K (75%)
Approval → funding
142 days
Approved
4/11/2020
First disbursed
8/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
24
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Fulton Bank, National Association · Lender record →
Your business? Claim this record · Request removal

Buying a sweetFrog? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to sweetFrog businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a sweetFrog purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$350K typical sweetFrog loan
5 lenders fund the brand
70 days typical to fund

Buyers researching a sweetFrog typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker sweetFrog record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/sweetfrog
API:: https://www.capbench.com/api/public/lenders?franchise=sweetfrog
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.