Food & Restaurants · lender intelligence
How to finance a Teapioca Lounge
The SBA 7(a) lenders funding the most Teapioca Lounge deals, ranked from public loan records — typical Teapioca Lounge loan about $340K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Teapioca Lounge
$340K
Typical loan
range $136K–$490K
$378K
Est. purchase price
≈ loan ÷ 90%
$50,528
Cash to close
$37,778 down + fees
$4,684/mo
Typical payment
~11% · 10yr
$64,639/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
42 days
Typical time to fund
3
Lenders competing
more = leverage
10.39%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Teapioca Lounge
Ranked by funded Teapioca Lounge loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.129 loans · $234M · New York, NYFull record →
- 2.66 loans · $68M · Milford, IAFull record →
3+ funded Teapioca Lounge deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Lord Wheelin' LLC in Hutto, TX — $490K (2024) · Port 51 Lending LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 126 months
- SBA guaranteed
- $368K (75%)
- Approval → funding
- 26 days
- Approved
- 11/4/2023
- First disbursed
- 11/30/2023
- Loan status
- Payments deferred
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Port 51 Lending LLC · Lender record →
Your business? Claim this record · Request removal
- Lord Wheelin' LLC in Hutto, TX — $340K (2023) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 126 months
- SBA guaranteed
- $255K (75%)
- Approved
- 5/12/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Cuppa Tea LLC in Lubbock, TX — $136K (2020) · JPMorgan Chase Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.93% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $68K (50%)
- Approval → funding
- 42 days
- Approved
- 12/20/2019
- First disbursed
- 1/31/2020
- Loan status
- Paid in full (12/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by JPMorgan Chase Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Teapioca Lounge? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Teapioca Lounge businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Teapioca Lounge purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Port 51 Lending LLC funds the most. CapBench is not a lender.
- $340K typical Teapioca Lounge loan
- 3 lenders fund the brand
- 42 days typical to fund
Buyers researching a Teapioca Lounge typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.