Fitness & Recreation · lender intelligence
How to finance a The Exercise Coach in Missouri
The SBA 7(a) lenders funding the most The Exercise Coach deals in Missouri, from public loan records — typical The Exercise Coach loan about $211K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance The Exercise Coach in Missouri
$144K
Typical loan
range $66K–$255K
$159K
Est. purchase price
≈ loan ÷ 90%
$20,537
Cash to close
$15,944 down + fees
$2,100/mo
Typical payment
~12.5% · 10yr
$28,980/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
16 days
Typical time to fund
7
Lenders competing
more = leverage
9.89%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The Exercise Coach in Missouri
Ranked by funded The Exercise Coach loans in Missouri. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.128 loans · $40M · Wilmington, DEFull record →
- 3.60 loans · $40M · Clayton, MOFull record →
- 4.3,264 loans · $846M · Miami, FLFull record →
- 5.20 loans · $8M · Saint Petersburg, FLFull record →
- 6.62 loans · $21M · Saint Cloud, MNFull record →
- 7.66 loans · $68M · Milford, IAFull record →
8+ funded The Exercise Coach in Missouri deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- TOTAL VITALITY INC in O Fallon, MO — $267K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $200K (75%)
- Approval → funding
- 61 days
- Approved
- 8/29/2025
- First disbursed
- 10/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
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- The Exercise Coach of St Peters in St Peters, MO — $75K (2025) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $64K (85%)
- Approval → funding
- 40 days
- Approved
- 8/1/2025
- First disbursed
- 9/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- All Other Personal Services
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- TOTAL VITALITY INC in O Fallon, MO — $25K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 8/29/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
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- Mid-Mo Personal Training LLC in Columbia, MO — $211K (2023) · Midwest Regional Bank
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $158K (75%)
- Approval → funding
- 14 days
- Approved
- 3/16/2023
- First disbursed
- 3/30/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Midwest Regional Bank · Lender record →
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- Better Second Half LLC in Saint Peters, MO — $66K (2023) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 111 months
- SBA guaranteed
- $56K (85%)
- Approval → funding
- 6 days
- Approved
- 9/28/2023
- First disbursed
- 10/4/2023
- Loan status
- Failed — $64K charged off (11/25/2024)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- All Other Amusement and Recreation Industries
Funded by BayFirst National Bank · Lender record →
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- Better Second Half LLC in Saint Peters, MO — $20K (2023) · PNC Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.9% variable
- Term
- 93 months
- SBA guaranteed
- $10K (50%)
- Approval → funding
- 16 days
- Approved
- 12/19/2022
- First disbursed
- 1/4/2023
- Loan status
- Failed — $16K charged off (5/29/2025)
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Funded by PNC Bank, National Association · Lender record →
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- RYTE, Inc. in Liberty, MO — $255K (2021) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 124 months
- SBA guaranteed
- $230K (90%)
- Approval → funding
- 14 days
- Approved
- 8/17/2021
- First disbursed
- 8/31/2021
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- BETTER SECOND HALF LLC in O'Fallon, MO — $144K (2020) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 115 months
- SBA guaranteed
- $122K (85%)
- Approval → funding
- 30 days
- Approved
- 10/1/2019
- First disbursed
- 10/31/2019
- Loan status
- Failed — $88K charged off (8/5/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a The Exercise Coach in Missouri? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded The Exercise Coach loans with a Missouri project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The Exercise Coach purchase in Missouri with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Missouri deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $211K typical The Exercise Coach loan
- 7 lenders active in Missouri
- 8+ funded Missouri deals
- 16 days typical to fund
Buyers buying a The Exercise Coach in Missouri typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.