Fitness & Recreation · lender intelligence

How to finance a The Exercise Coach

State:

The SBA 7(a) lenders funding the most The Exercise Coach deals, ranked from public loan records — typical The Exercise Coach loan about $211K, 4.55% failure rate across 77 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance The Exercise Coach

$211K

Typical loan

range $50K–$265K

$234K

Est. purchase price

≈ loan ÷ 90%

$31,357

Cash to close

$23,444 down + fees

$3,089/mo

Typical payment

~12.5% · 10yr

$42,628/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

95.5%

Still performing

4.5% default · FY20–23

16 days

Typical time to fund

Lenders competing

more = leverage

7.74%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with The Exercise Coach

Ranked by funded The Exercise Coach loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.149 loans · $135M · Mukwonago, WIFull record →
3.66 loans · $68M · Milford, IAFull record →
4.23 loans · $25M · Chicago, ILFull record →
5.60 loans · $40M · Clayton, MOFull record →
6.3,264 loans · $846M · Miami, FLFull record →
7.24 loans · $13M · Pikeville, KYFull record →
8.20 loans · $8M · Saint Petersburg, FLFull record →
9.42 loans · $19M · Louisville, KYFull record →
10.62 loans · $21M · Saint Cloud, MNFull record →
11.104 loans · $100M · Portsmouth, VAFull record →
12.128 loans · $40M · Wilmington, DEFull record →
13.2 loans · $3M · Centennial, COFull record →
14.741 loans · $149M · Northbrook, ILFull record →
15.575 loans · $220M · De Graff, OHFull record →
16.2 loans · $0M · Fargo, NDFull record →
17.2 loans · $0M · Pine Bluff, ARFull record →
18.15 loans · $15M · Houston, MOFull record →
19.62 loans · $34M · Winter Haven, FLFull record →
20.32 loans · $21M · Souderton, PAFull record →
21.618 loans · $171M · Salt Lake City, UTFull record →
22.196 loans · $21M · Boston, MAFull record →
23.1 loans · $0M · St. Louis, MOFull record →
24.6 loans · $2M · Omaha, NEFull record →

77+ funded The Exercise Coach deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

THE EXERCISE COACH in Austin, TX — $150K (2026) · CenTrust Bank, A Division of SmartBiz Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approved
2/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Existing or more than 2 years old
Industry
All Other Personal Services
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
Your business? Claim this record · Request removal
TOTAL VITALITY INC in O Fallon, MO — $267K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$200K (75%)
Approval → funding
61 days
Approved
8/29/2025
First disbursed
10/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
SOFAN VENTURES CORPORATION in San Antonio, TX — $221K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$166K (75%)
Approval → funding
154 days
Approved
5/29/2025
First disbursed
10/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
The Exercise Coach of St Peters in St Peters, MO — $75K (2025) · Newtek Bank, National Association
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$64K (85%)
Approval → funding
40 days
Approved
8/1/2025
First disbursed
9/10/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Existing or more than 2 years old
Industry
All Other Personal Services
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
SOFAN VENTURES CORPORATION in San Antonio, TX — $30K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approved
5/28/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
TOTAL VITALITY INC in O Fallon, MO — $25K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
8/29/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
FUARO LLC in Springfield, VA — $294K (2024) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
123 months
SBA guaranteed
$221K (75%)
Approved
11/4/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
New Assets Business LLC in Mountain View, CA — $280K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$210K (75%)
Approval → funding
6 days
Approved
10/26/2023
First disbursed
11/1/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
StillGod1st LLC in Louisville, KY — $150K (2024) · Republic Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
8.6% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
19 days
Approved
11/3/2023
First disbursed
11/22/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Republic Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
New Assets Business LLC in Mountain View, CA — $30K (2024) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
12 days
Approved
10/26/2023
First disbursed
11/7/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
StillGod1st LLC in Louisville, KY — $30K (2024) · Republic Bank & Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$8K (25%)
Approved
11/9/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Republic Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
Jai Guruji LLC in Norco, CA — $300K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
11 days
Approved
1/27/2023
First disbursed
2/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Strength for Life Inc. in Las Vegas, NV — $295K (2023) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
123 months
SBA guaranteed
$221K (75%)
Approval → funding
49 days
Approved
10/19/2022
First disbursed
12/7/2022
Loan status
Paid in full (7/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
FUARO LLC in Springfield, VA — $294K (2023) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
123 months
SBA guaranteed
$221K (75%)
Approved
9/2/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
SSGA LLC in Oakland, CA — $287K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
129 months
SBA guaranteed
$215K (75%)
Approved
3/24/2023
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Sieracki Holdings Inc. in Suwanee, GA — $281K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$211K (75%)
Approval → funding
14 days
Approved
12/7/2022
First disbursed
12/21/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Quatro Shaw, Inc. in Albequerque, NM — $280K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$210K (75%)
Approval → funding
1 days
Approved
12/13/2022
First disbursed
12/14/2022
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CNZ Group, Inc. in Virginia Beach, VA — $265K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$199K (75%)
Approval → funding
15 days
Approved
2/15/2023
First disbursed
3/2/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
All Other Miscellaneous Schools and Instruction
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
MKMStudio Co in Phoenixville, PA — $245K (2023) · Univest Bank and Trust Co
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
119 months
SBA guaranteed
$184K (75%)
Approval → funding
57 days
Approved
3/20/2023
First disbursed
5/16/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Fitness and Recreational Sports Centers
Funded by Univest Bank and Trust Co · Lender record →
Your business? Claim this record · Request removal
White Rock Fitness LLC in Dallas, TX — $236K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$177K (75%)
Approval → funding
6 days
Approved
2/24/2023
First disbursed
3/2/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a The Exercise Coach? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to The Exercise Coach businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a The Exercise Coach purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$211K typical The Exercise Coach loan
4.55% failure rate (FY20–23)
29 lenders fund the brand
16 days typical to fund

Buyers researching a The Exercise Coach typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker The Exercise Coach record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/the-exercise-coach
API:: https://www.capbench.com/api/public/lenders?franchise=the-exercise-coach
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.