Food & Restaurants · lender intelligence
How to finance a The Flying Biscuit
The SBA 7(a) lenders funding the most The Flying Biscuit deals, ranked from public loan records — typical The Flying Biscuit loan about $990K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance The Flying Biscuit
$990K
Typical loan
range $750K–$1.04M
$1.10M
Est. purchase price
≈ loan ÷ 90%
$150,838
Cash to close
$110,000 down + fees
$12,810/mo
Typical payment
~9.5% · 10yr
$176,778/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
9 days
Typical time to fund
6
Lenders competing
more = leverage
8.18%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The Flying Biscuit
Ranked by funded The Flying Biscuit loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.149 loans · $135M · Mukwonago, WIFull record →
- 3.1 loans · $1M · Lincoln, NEFull record →
- 4.105 loans · $51M · Fitzgerald, GAFull record →
- 5.66 loans · $68M · Milford, IAFull record →
- 6.1 loans · $0M · Columbia, SCFull record →
10+ funded The Flying Biscuit deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- CAMZ2 LLC in Knoxville, TN — $1.2M (2026) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $867K (75%)
- Approved
- 3/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- Nova Terra Enterprises LLC in Kissimmee, FL — $976K (2026) · Colony Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $732K (75%)
- Approved
- 3/31/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
- OM GAJANAN LLC in Tallahassee, FL — $1.0M (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $779K (75%)
- Approval → funding
- 182 days
- Approved
- 6/24/2025
- First disbursed
- 12/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Harvest Wake, LLC in Wake Forest, NC — $1.0M (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 126 months
- SBA guaranteed
- $754K (75%)
- Approval → funding
- 89 days
- Approved
- 5/21/2025
- First disbursed
- 8/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 72
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- The Flying Biscuit in Mobile, AL — $990K (2025) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $743K (75%)
- Approval → funding
- 9 days
- Approved
- 2/5/2025
- First disbursed
- 2/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 42
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- FBC Columbus, Inc. in Columbus, GA — $1.1M (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 126 months
- SBA guaranteed
- $814K (75%)
- Approval → funding
- 2 days
- Approved
- 8/30/2023
- First disbursed
- 9/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 27
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- YKY Southern Restaurant Group Auburn, LLC in Opelika, AL — $800K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $600K (75%)
- Approval → funding
- 5 days
- Approved
- 6/2/2022
- First disbursed
- 6/7/2022
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 80
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- YKY Southern Restaurant Group, LLC in Birmingham, AL — $750K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $563K (75%)
- Approval → funding
- 4 days
- Approved
- 3/14/2022
- First disbursed
- 3/18/2022
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- The Flying Biscuit Cafe - Columbia LLC in Columbia, SC — $627K (2022) · Business Development Corporation of South Carolina
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $470K (75%)
- Approval → funding
- 13 days
- Approved
- 2/15/2022
- First disbursed
- 2/28/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Business Development Corporation of South Carolina · Lender record →
Your business? Claim this record · Request removal
- HARVEST BISCUIT L.L.C. in Cary, NC — $703K (2021) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 126 months
- SBA guaranteed
- $633K (90%)
- Approval → funding
- 8 days
- Approved
- 6/22/2021
- First disbursed
- 6/30/2021
- Loan status
- Paid in full (4/30/2024)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 41
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Buying a The Flying Biscuit? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to The Flying Biscuit businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The Flying Biscuit purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $990K typical The Flying Biscuit loan
- 6 lenders fund the brand
- 9 days typical to fund
Buyers researching a The Flying Biscuit typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.