Food & Restaurants · lender intelligence

How to finance a Three Dollar Cafe/Three Dollar Cafe, Jr.

State:

The SBA 7(a) lenders funding the most Three Dollar Cafe/Three Dollar Cafe, Jr. deals, ranked from public loan records — typical Three Dollar Cafe/Three Dollar Cafe, Jr. loan about $1.0M. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Three Dollar Cafe/Three Dollar Cafe, Jr.

$1.02M

Typical loan

range $832K–$1.02M

$1.14M

Est. purchase price

≈ loan ÷ 90%

$155,866

Cash to close

$113,667 down + fees

$13,237/mo

Typical payment

~9.5% · 10yr

$182,671/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

96 days

Typical time to fund

Lenders competing

more = leverage

7.4%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Three Dollar Cafe/Three Dollar Cafe, Jr.

Ranked by funded Three Dollar Cafe/Three Dollar Cafe, Jr. loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1 loans · $1M · Lincoln, NEFull record →
2.62 loans · $34M · Winter Haven, FLFull record →

2+ funded Three Dollar Cafe/Three Dollar Cafe, Jr. deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

CRISPY CONNECTIONS JC LLC in Johns Creek, GA — $832K (2026) · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
9.3% variable
Term
126 months
SBA guaranteed
$624K (75%)
Approval → funding
79 days
Approved
12/3/2025
First disbursed
2/20/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
47
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Wing It Restaurants LLC in Lawrenceville, GA — $1.0M (2022) · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
126 months
SBA guaranteed
$767K (75%)
Approval → funding
96 days
Approved
5/6/2022
First disbursed
8/10/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
29
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Three Dollar Cafe/Three Dollar Cafe, Jr.? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Three Dollar Cafe/Three Dollar Cafe, Jr. businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Three Dollar Cafe/Three Dollar Cafe, Jr. purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Pinnacle Bank funds the most. CapBench is not a lender.

$1.0M typical Three Dollar Cafe/Three Dollar Cafe, Jr. loan
2 lenders fund the brand
96 days typical to fund

Buyers researching a Three Dollar Cafe/Three Dollar Cafe, Jr. typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Three Dollar Cafe/Three Dollar Cafe, Jr. record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/three-dollar-cafe-three-dollar-cafe-jr
API:: https://www.capbench.com/api/public/lenders?franchise=three-dollar-cafe-three-dollar-cafe-jr
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.