Food & Restaurants · lender intelligence
How to finance a Tipsy Scoops
The SBA 7(a) lenders funding the most Tipsy Scoops deals, ranked from public loan records — typical Tipsy Scoops loan about $249K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Tipsy Scoops
$249K
Typical loan
range $150K–$262K
$276K
Est. purchase price
≈ loan ÷ 90%
$36,945
Cash to close
$27,622 down + fees
$3,639/mo
Typical payment
~12.5% · 10yr
$50,218/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
219 days
Typical time to fund
2
Lenders competing
more = leverage
10.67%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Tipsy Scoops
Ranked by funded Tipsy Scoops loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.318 loans · $229M · Osage Beach, MOFull record →
- 2.72 loans · $30M · Oconomowoc, WIFull record →
3+ funded Tipsy Scoops deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- T&P Family Group LLC in Pensacola, FL — $150K (2025) · Bank Five Nine
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 123 months
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 219 days
- Approved
- 3/26/2025
- First disbursed
- 10/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drinking Places (Alcoholic Beverages)
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- D&S Franchising LLC in Washington, DC — $262K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 126 months
- SBA guaranteed
- $197K (75%)
- Approved
- 10/5/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Drinking Places (Alcoholic Beverages)
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Tipsy Scoop in Washington, DC — $249K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 123 months
- SBA guaranteed
- $186K (75%)
- Approval → funding
- 52 days
- Approved
- 11/21/2023
- First disbursed
- 1/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Buying a Tipsy Scoops? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Tipsy Scoops businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Tipsy Scoops purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. First Bank of the Lake funds the most. CapBench is not a lender.
- $249K typical Tipsy Scoops loan
- 2 lenders fund the brand
- 219 days typical to fund
Buyers researching a Tipsy Scoops typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.