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How to finance a U.S. Lawns in Massachusetts

State:

Arizona (1)Connecticut (3)Florida (4)Indiana (1)Kentucky (3)Montana (1)New Jersey (2)North Carolina (1)South Carolina (1)Tennessee (2)Texas (4)Virginia (2)

The SBA 7(a) lenders funding the most U.S. Lawns deals in Massachusetts, from public loan records — typical U.S. Lawns loan about $150K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance U.S. Lawns in Massachusetts

$756K

Typical loan

range $627K–$756K

$840K

Est. purchase price

≈ loan ÷ 90%

$115,185

Cash to close

$84,000 down + fees

$9,782/mo

Typical payment

~9.5% · 10yr

$134,992/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

49 days

Typical time to fund

Lenders competing

more = leverage

7.38%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with U.S. Lawns in Massachusetts

Ranked by funded U.S. Lawns loans in Massachusetts. Tap a lender for its full record, or hit Get in touch for an introduction.

1.75 loans · $98M · Sioux Falls, SDFull record →
2.20 loans · $8M · Saint Petersburg, FLFull record →

2+ funded U.S. Lawns in Massachusetts deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

GANVEL PROPERTY MANAGEMENT SERVICES INC in Stoughton, MA — $627K (2023) · purchase · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$470K (75%)
Approval → funding
9 days
Approved
12/6/2022
First disbursed
12/15/2022
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$697K
Est. down payment (10%)
$70K
Est. cash at closing
$93K
Monthly payment
$8,028
Annual debt service
$96K
Cash flow needed (1.25×)
$120K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
Raffiana Property Management LLC in Stoughton, MA — $756K (2021) · purchase · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$680K (90%)
Approval → funding
49 days
Approved
8/12/2021
First disbursed
9/30/2021
Loan status
Paid in full (12/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$840K
Est. down payment (10%)
$84K
Est. cash at closing
$115K
Monthly payment
$8,205
Annual debt service
$98K
Cash flow needed (1.25×)
$123K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a U.S. Lawns in Massachusetts? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded U.S. Lawns loans with a Massachusetts project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a U.S. Lawns purchase in Massachusetts with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Massachusetts deals. The Bancorp Bank National Association funds the most here. CapBench is not a lender.

$150K typical U.S. Lawns loan
2 lenders active in Massachusetts
2+ funded Massachusetts deals
49 days typical to fund

Buyers buying a U.S. Lawns in Massachusetts typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All U.S. Lawns lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/u-s-lawns/massachusetts
API:: https://www.capbench.com/api/public/lenders?franchise=u-s-lawns&state=MA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.