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How to finance a U.S. Lawns in Tennessee
The SBA 7(a) lenders funding the most U.S. Lawns deals in Tennessee, from public loan records — typical U.S. Lawns loan about $150K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance U.S. Lawns in Tennessee
$1.47M
Typical loan
range $802K–$1.47M
$1.63M
Est. purchase price
≈ loan ÷ 90%
$223,764
Cash to close
$163,000 down + fees
$18,983/mo
Typical payment
~9.5% · 10yr
$261,965/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
32 days
Typical time to fund
2
Lenders competing
more = leverage
6.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with U.S. Lawns in Tennessee
Ranked by funded U.S. Lawns loans in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $1M · Lincoln, NEFull record →
- 2.75 loans · $98M · Sioux Falls, SDFull record →
2+ funded U.S. Lawns in Tennessee deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Rocky Top Holding Company, LLC in Knoxville, TN — $802K (2022) · purchase · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% fixed
- Term
- 192 mo (16 yrs)
- SBA guaranteed
- $602K (75%)
- Approval → funding
- 18 days
- Approved
- 1/13/2022
- First disbursed
- 1/31/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Lessors of Nonresidential Buildings (except Miniwarehouses)
If you were the buyer here
- Est. deal size
- $891K
- Est. down payment (10%)
- $89K
- Est. cash at closing
- $122K
- Monthly payment
- $6,292
- Annual debt service
- $76K
- Cash flow needed (1.25×)
- $94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Knoxville Landscapes LLC in Knoxville, TN — $1.5M (2020) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 156 mo (13 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 32 days
- Approved
- 10/29/2019
- First disbursed
- 11/30/2019
- Loan status
- Paid in full (2/28/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 28
- Business age
- Unanswered
- Industry
- Landscaping Services
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Buying a U.S. Lawns in Tennessee? Start with a lender that funds them here
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CapBench analysis of public SBA 7(a) lending records; ranked by funded U.S. Lawns loans with a Tennessee project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a U.S. Lawns purchase in Tennessee with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Tennessee deals. Pinnacle Bank funds the most here. CapBench is not a lender.
- $150K typical U.S. Lawns loan
- 2 lenders active in Tennessee
- 2+ funded Tennessee deals
- 32 days typical to fund
Buyers buying a U.S. Lawns in Tennessee typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.