How to finance a Uptown Cheapskate in Tennessee

State:

Arizona (3)California (2)Colorado (1)Florida (2)Georgia (4)Indiana (1)Kentucky (1)Maryland (1)Michigan (6)Minnesota (1)Missouri (2)Nevada (1)

The SBA 7(a) lenders funding the most Uptown Cheapskate deals in Tennessee, from public loan records — typical Uptown Cheapskate loan about $500K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Uptown Cheapskate in Tennessee

$332K

Typical loan

range $332K–$763K

$368K

Est. purchase price

≈ loan ÷ 90%

$49,265

Cash to close

$36,833 down + fees

$4,566/mo

Typical payment

~11% · 10yr

$63,011/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

47 days

Typical time to fund

Lenders competing

more = leverage

6.7%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Uptown Cheapskate in Tennessee

Ranked by funded Uptown Cheapskate loans in Tennessee. Tap a lender for its full record, or hit Get in touch for an introduction.

No directory lender has enough Uptown Cheapskate loans in Tennessee to rank yet. See Uptown Cheapskate lenders nationwide →

3+ funded Uptown Cheapskate in Tennessee deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

UC CLEVELAND, LLC in Cleveland, TN — $763K (2026) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
8.19% fixed
Term
126 months
SBA guaranteed
$573K (75%)
Approval → funding
11 days
Approved
11/24/2025
First disbursed
12/5/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Used Merchandise Retailers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
UC Tennessee, LLC in Murfreesboro, TN — $332K (2020) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.95% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$249K (75%)
Approved
4/3/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Used Merchandise Stores
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
UC Tennessee, LLC in Murfreesboro, TN — $332K (2020) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.95% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$249K (75%)
Approval → funding
47 days
Approved
4/14/2020
First disbursed
5/31/2020
Loan status
Paid in full (9/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Used Merchandise Stores
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Uptown Cheapskate in Tennessee? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Uptown Cheapskate loans with a Tennessee project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Uptown Cheapskate purchase in Tennessee with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Tennessee deals. CapBench is not a lender.

$500K typical Uptown Cheapskate loan
1 lenders active in Tennessee
3+ funded Tennessee deals
47 days typical to fund

Buyers buying a Uptown Cheapskate in Tennessee typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Uptown Cheapskate lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/uptown-cheapskate/tennessee
API:: https://www.capbench.com/api/public/lenders?franchise=uptown-cheapskate&state=TN
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.