How to finance a USA Ninja Challenge in Texas

State:

California (3)Georgia (2)Maryland (3)New Jersey (1)Ohio (4)Pennsylvania (2)Tennessee (1)Virginia (1)Wisconsin (2)

The SBA 7(a) lenders funding the most USA Ninja Challenge deals in Texas, from public loan records — typical USA Ninja Challenge loan about $346K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance USA Ninja Challenge in Texas

$225K

Typical loan

range $182K–$756K

$250K

Est. purchase price

≈ loan ÷ 90%

$33,438

Cash to close

$25,000 down + fees

$3,293/mo

Typical payment

~12.5% · 10yr

$45,443/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

23 days

Typical time to fund

Lenders competing

more = leverage

8.07%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with USA Ninja Challenge in Texas

Ranked by funded USA Ninja Challenge loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.149 loans · $135M · Mukwonago, WIFull record →
2.38 loans · $21M · San Antonio, TXFull record →
3.3,264 loans · $846M · Miami, FLFull record →
4.70 loans · $22M · Melrose, MNFull record →
5.20 loans · $8M · Saint Petersburg, FLFull record →

7+ funded USA Ninja Challenge in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

NextGen Ninja LLC in Liberty Hill, TX — $394K (2026) · Magnifi Financial CU
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
123 months
SBA guaranteed
$296K (75%)
Approval → funding
10 days
Approved
2/17/2026
First disbursed
2/27/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
USA Ninja Challenge in Montgomery, TX — $225K (2025) · Newtek Bank, National Association
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$169K (75%)
Approved
8/26/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Sports and Recreation Instruction
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
USANC SE Houston LLC in Webster, TX — $70K (2024) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
13.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$59K (85%)
Approval → funding
20 days
Approved
1/25/2024
First disbursed
2/14/2024
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Sports Teams and Clubs
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
CLEMENTS FITNESS SOLUTIONS 2 LLC in Conroe, TX — $948K (2022) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$711K (75%)
Approval → funding
23 days
Approved
12/7/2021
First disbursed
12/30/2021
Loan status
Paid in full (5/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
New Business or 2 years or less
Industry
Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Trinity Ninja LLC in Fort Worth, TX — $182K (2021) · Frost Bank
Program
Preferred Lenders Program
Rate at approval
5.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$164K (90%)
Approval → funding
13 days
Approved
3/18/2021
First disbursed
3/31/2021
Loan status
Paid in full (1/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
Clements Fitness Solutions LLC in Sugar Land, TX — $756K (2020) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$567K (75%)
Approval → funding
32 days
Approved
8/13/2020
First disbursed
9/14/2020
Loan status
Paid in full (5/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
USANC SE Houston LLC in Pasadena, TX — $225K (2020) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
121 months
SBA guaranteed
$168K (75%)
Approval → funding
154 days
Approved
9/28/2020
First disbursed
3/1/2021
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal

Buying a USA Ninja Challenge in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded USA Ninja Challenge loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a USA Ninja Challenge purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Citizens Bank funds the most here. CapBench is not a lender.

$346K typical USA Ninja Challenge loan
5 lenders active in Texas
7+ funded Texas deals
23 days typical to fund

Buyers buying a USA Ninja Challenge in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All USA Ninja Challenge lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/usa-ninja-challenge/texas
API:: https://www.capbench.com/api/public/lenders?franchise=usa-ninja-challenge&state=TX
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.