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Fitness & Recreation · lender intelligence

How to finance a USA Ninja Challenge

The SBA 7(a) lenders funding the most USA Ninja Challenge deals, ranked from public loan records — typical USA Ninja Challenge loan about $346K, 0% failure rate across 26 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance USA Ninja Challenge

$346K

Typical loan

range $180K–$432K

$384K

Est. purchase price

≈ loan ÷ 90%

$51,419

Cash to close

$38,444 down + fees

$4,766/mo

Typical payment

~11% · 10yr

$65,771/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

24 days

Typical time to fund

13

Lenders competing

more = leverage

9.14%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with USA Ninja Challenge

Ranked by funded USA Ninja Challenge loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →
  2. 2.868 loans · $362M · Salt Lake City, UTFull record →
  3. 3.149 loans · $135M · Mukwonago, WIFull record →
  4. 4.38 loans · $21M · San Antonio, TXFull record →
  5. 5.5 loans · $3M · Sacramento, CAFull record →
  6. 6.3,264 loans · $846M · Miami, FLFull record →
  7. 7.11 loans · $7M · New Brunswick, NJFull record →
  8. 8.70 loans · $22M · Melrose, MNFull record →
  9. 9.20 loans · $8M · Saint Petersburg, FLFull record →
  10. 10.154 loans · $26M · San Diego, CAFull record →
  11. 11.4 loans · $2M · Little Rock, ARFull record →

26+ funded USA Ninja Challenge deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • HILSON ENTERPRISES, INC. in Accokeek, MD — $1.6M (2026) · Celtic Bank Corporation
  • New Jersey Ninja LLC in Howell, NJ — $400K (2026) · Magyar Bank
  • NextGen Ninja LLC in Liberty Hill, TX — $394K (2026) · Magnifi Financial CU
  • Wisconsin Ninja LLC in Appleton, WI — $360K (2026) · The Huntington National Bank
  • Wisconsin Ninja LLC in Appleton, WI — $30K (2026) · The Huntington National Bank
  • HILSON ENTERPRISES, INC. in Accokeek, MD — $1.7M (2025) · Celtic Bank Corporation
  • HILSON ENTERPRISES, INC. in Accokeek, MD — $1.6M (2025) · Celtic Bank Corporation
  • USA Ninja Challenge in Santa Maria, CA — $454K (2025) · Community Bank of Santa Maria
  • OPULENTIA LLC in Poway, CA — $432K (2025) · The Huntington National Bank
  • Adams Family Entertainment, Inc. in Carrollton, GA — $346K (2025) · Bank OZK
  • USA Ninja Challenge in Montgomery, TX — $225K (2025) · Newtek Bank, National Association
  • OPULENTIA LLC in Poway, CA — $50K (2025) · The Huntington National Bank
  • Cumberland Valley Ninja, LLC in Camp Hill, PA — $415K (2024) · The Huntington National Bank
  • Intergalactic Ninja Agency, LLC in Woodstock, GA — $350K (2024) · River City Bank
  • Ninja Nova Inc. in Stafford, VA — $180K (2024) · CDC Small Business Finance Corp.
  • USANC SE Houston LLC in Webster, TX — $70K (2024) · BayFirst National Bank
  • Cumberland Valley Ninja, LLC in Camp Hill, PA — $30K (2024) · The Huntington National Bank
  • USA Ninja Challenge in Memphis, TN — $224K (2023) · Newtek Small Business Finance, Inc.
  • CLEMENTS FITNESS SOLUTIONS 2 LLC in Conroe, TX — $948K (2022) · Citizens Bank
  • ANM Fitness, LLC in Hamilton, OH — $290K (2022) · The Huntington National Bank

Buying a USA Ninja Challenge? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to USA Ninja Challenge businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a USA Ninja Challenge purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

  • $346K typical USA Ninja Challenge loan
  • 0% failure rate (FY20–23)
  • 13 lenders fund the brand
  • 24 days typical to fund

Buyers researching a USA Ninja Challenge typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerUSA Ninja Challenge record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/usa-ninja-challenge
API:
https://www.capbench.com/api/public/lenders?franchise=usa-ninja-challenge
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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