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Lender record

River City Bank

The real lending record — every figure from funded deals. HQ: 2480 Natomas Park Dr, Sacramento, CA. 9 branches.

29

Recent deals (FY20+)

$400K

Typical deal

35 days

Approval → funding

Where River City Bank lends

Deals River City Bank funded — list all 29 as text

Deal profile

Most River City Bank deals land between $289K and $625K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (4)
  2. 2.Fitness and Recreational Sports Centers (3)
  3. 3.Clothing and Clothing Accessories Retailers (2)
  4. 4.Solid Waste Collection (1)
  5. 5.General Freight Trucking, Local (1)
  6. 6.Sporting Goods Retailers (1)
  7. 7.Offices of Mental Health Practitioners (except Physicians) (1)
  8. 8.Flooring Contractors (1)

Most active states

  1. 1.Georgia (24 deals)
  2. 2.North Carolina (3 deals)
  3. 3.Alabama (2 deals)

Franchises they finance most

Anytime Fitness

2 deals

Once Upon A Child

1 deals

The UPS Store

1 deals

Plato's Closet

1 deals

USA Ninja Challenge

1 deals

Can River City Bank fund you? The bank behind the loans

Total assets

$6.0B

▲ 4.2% vs prior quarter

Deposits on hand

$5.4B

▲ 4.6% vs prior quarter

Loans outstanding

$4.5B

▼ 0.5% vs prior quarter

Net income (latest qtr)

$17.9M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes River City Bank more SBA-focused than 29% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 1.21% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a River City Bank branch (9)

River City BankMain office2480 Natomas Park DrSacramento, CA 95833 · since 1963

Elk Grove Branch8923 Elk Grove BlvdElk Grove, CA 95624 · since 1973

Howe Avenue Branch900 Howe AveSacramento, CA 95825 · since 1975

Placerville Branch348 Main StPlacerville, CA 95667 · since 1975

Sunrise Branch5650 Sunrise BlvdCitrus Heights, CA 95610 · since 1976

Woodland Branch199 Main StWoodland, CA 95695 · since 1979

Davis Office239 E StDavis, CA 95616 · since 1998

Granite Bay Branch4033 Cavitt Stallman RdRoseville, CA 95746 · since 2003

Baywood Lpo Branch775 Baywood DrPetaluma, CA 94954 · since 2020 · limited service

Branch data: FDIC BankFind.

Recent deals

  • Hooper's Garbage Service Inc. in Blue Ridge, GA — $435K (2026) · purchase · Solid Waste Collection
  • Summit Trucking, Inc. in Marietta, GA — $289K (2026) · General Freight Trucking, Local
  • Wildwood Holdings Co, LLC in Dahlonega, GA — $230K (2026) · purchase · Sporting Goods Retailers
  • Mountain Brook Village Holdings LLC in Birmingham, AL — $850K (2025) · Full-Service Restaurants
  • The Great Eats Company LLC in Bainbridge, GA — $714K (2025) · purchase · Full-Service Restaurants
  • Canton Counseling LLC in Canton, GA — $675K (2025) · Offices of Mental Health Practitioners (except Physicians)
  • T Rock Flooring LLC in Talking Rock, GA — $500K (2025) · Flooring Contractors
  • Boaz Activations, LLC in Atlanta, GA — $495K (2025) · Commercial Photography
  • Community Holdings, LLC in Johns Creek, GA — $400K (2025) · Drycleaning and Laundry Services (except Coin-Operated)
  • Grafted Branches, LLC in Cartersville, GA — $400K (2025) · Used Merchandise Retailers

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses River City Bank financed

27 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with River City Bank.

Agent summary

This page summarizes River City Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 29 SBA 7(a) loans on record
  • $400K typical deal
  • 5 business-acquisition loans
  • HQ: 2480 Natomas Park Dr, Sacramento, CA
  • 9 FDIC branch locations
  • FDIC total assets $6.0B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/river-city-bank
API:
https://www.capbench.com/api/public/lenders/river-city-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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