USA Ninja Challenge, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2483)
26 deals since 2020 · typical deal $346K · 0% failure rate
26
Deals since 2020
$346K
Typical deal
12
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for USA Ninja Challenge
Most USA Ninja Challenge deals financed between $180K and $432K. Above $432K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,815
- Down payment (10%)
- $38K
- Cash to close (all-in)
- $51K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$51K)
Experience
Recent financings
- HILSON ENTERPRISES, INC. in Accokeek, MD — $1.6M (2026) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 305 months
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 24 days
- Approved
- 1/27/2026
- First disbursed
- 2/20/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Celtic Bank Corporation · Lender record →
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- New Jersey Ninja LLC in Howell, NJ — $400K (2026) · Magyar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 35 days
- Approved
- 11/17/2025
- First disbursed
- 12/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Magyar Bank · Lender record →
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- NextGen Ninja LLC in Liberty Hill, TX — $394K (2026) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 123 months
- SBA guaranteed
- $296K (75%)
- Approval → funding
- 10 days
- Approved
- 2/17/2026
- First disbursed
- 2/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Magnifi Financial CU · Lender record →
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- Wisconsin Ninja LLC in Appleton, WI — $360K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $270K (75%)
- Approval → funding
- 24 days
- Approved
- 1/13/2026
- First disbursed
- 2/6/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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- Wisconsin Ninja LLC in Appleton, WI — $30K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approved
- 1/14/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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- HILSON ENTERPRISES, INC. in Accokeek, MD — $1.7M (2025) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 305 months
- SBA guaranteed
- $1.3M (75%)
- Approved
- 9/30/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Celtic Bank Corporation · Lender record →
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- HILSON ENTERPRISES, INC. in Accokeek, MD — $1.6M (2025) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 305 months
- SBA guaranteed
- $1.2M (75%)
- Approved
- 4/1/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Celtic Bank Corporation · Lender record →
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- USA Ninja Challenge in Santa Maria, CA — $454K (2025) · Community Bank of Santa Maria
- Program
- 7a General
- Rate at approval
- 9.25% variable
- Term
- 128 months
- SBA guaranteed
- $340K (75%)
- Approval → funding
- 59 days
- Approved
- 3/3/2025
- First disbursed
- 5/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Community Bank of Santa Maria
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- OPULENTIA LLC in Poway, CA — $432K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $324K (75%)
- Approval → funding
- 43 days
- Approved
- 4/16/2025
- First disbursed
- 5/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
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- Adams Family Entertainment, Inc. in Carrollton, GA — $346K (2025) · Bank OZK
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $260K (75%)
- Approval → funding
- 176 days
- Approved
- 11/7/2024
- First disbursed
- 5/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Bank OZK · Lender record →
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Who funds USA Ninja Challenge — and where
Every dot is a financed USA Ninja Challenge — 26 mapped.
Financed USA Ninja Challenge locations — list all 26 as text
- Trinity Ninja LLC — Fort Worth · $182K · FY2021 · Fitness and Recreational Sports Centers
- USA Ninja Challenge — Memphis · $224K · FY2023 · Fitness and Recreational Sports Centers
- Intergalactic Ninja Agency, LLC — Woodstock · $350K · FY2024 · Fitness and Recreational Sports Centers
- USA Ninja Challenge — Montgomery · $225K · FY2025 · Sports and Recreation Instruction
- HILSON ENTERPRISES, INC. — Accokeek · $1.7M · FY2025 · Sports and Recreation Instruction
- New Jersey Ninja LLC — Howell · $400K · FY2026 · Fitness and Recreational Sports Centers
- Wisconsin Ninja LLC — Appleton · $360K · FY2026 · Fitness and Recreational Sports Centers
- Wisconsin Ninja LLC — Appleton · $30K · FY2026 · Fitness and Recreational Sports Centers
- HILSON ENTERPRISES, INC. — Accokeek · $1.6M · FY2026 · Sports and Recreation Instruction
- NextGen Ninja LLC — Liberty Hill · $394K · FY2026 · Fitness and Recreational Sports Centers
- HILSON ENTERPRISES, INC. — Accokeek · $1.6M · FY2025 · Sports and Recreation Instruction
- OPULENTIA LLC — Poway · $50K · FY2025 · Fitness and Recreational Sports Centers
- OPULENTIA LLC — Poway · $432K · FY2025 · Fitness and Recreational Sports Centers
- Clements Fitness Solutions LLC — Sugar Land · $756K · FY2020 · Fitness and Recreational Sports Centers
- USANC SE Houston LLC — Pasadena · $225K · FY2020 · Fitness and Recreational Sports Centers
- JLAF Ninja Cleveland South East Inc. — Poland · $225K · FY2022 · Fitness and Recreational Sports Centers
- JLAF Ninja Cleveland South East Inc. — Poland · $25K · FY2022 · Fitness and Recreational Sports Centers
- ANM Fitness, LLC — Hamilton · $25K · FY2022 · Fitness and Recreational Sports Centers
- ANM Fitness, LLC — Hamilton · $290K · FY2022 · Fitness and Recreational Sports Centers
- USANC SE Houston LLC — Webster · $70K · FY2024 · Sports Teams and Clubs
- Cumberland Valley Ninja, LLC — Camp Hill · $415K · FY2024 · Fitness and Recreational Sports Centers
- Cumberland Valley Ninja, LLC — Camp Hill · $30K · FY2024 · Fitness and Recreational Sports Centers
- Ninja Nova Inc. — Stafford · $180K · FY2024 · Sports and Recreation Instruction
- Adams Family Entertainment, Inc. — Carrollton · $346K · FY2025 · Fitness and Recreational Sports Centers
- USA Ninja Challenge — Santa Maria · $454K · FY2025 · Fitness and Recreational Sports Centers
- CLEMENTS FITNESS SOLUTIONS 2 LLC — Conroe · $948K · FY2022 · Fitness and Recreational Sports Centers
Top lenders for this brand
1.The Huntington National Bank(10)
2.Celtic Bank Corporation(3)
3.Citizens Bank(3)
4.Frost Bank(1)
- 5.Newtek Small Business Finance, Inc. (1)
Most active states
- 1.Texas (7 loans)
- 2.Ohio (4 loans)
- 3.Maryland (3 loans)
- 4.California (3 loans)
- 5.Georgia (2 loans)
- 6.Wisconsin (2 loans)
- 7.Pennsylvania (2 loans)
- 8.Tennessee (1 loans)
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Common questions
How much does a USA Ninja Challenge cost to buy or open?
The typical deal for USA Ninja Challenge is $346K across 26 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $38K of buyer cash on a typical deal.
How risky is USA Ninja Challenge?
0% of USA Ninja Challenge's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a USA Ninja Challenge with an SBA loan?
Yes — USA Ninja Challenge has been SBA-financed 12 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a USA Ninja Challenge franchise
Most USA Ninja Challenge buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical USA Ninja Challenge deal financed for $346K, which points to about $38K of buyer cash on a typical purchase. USA Ninja Challenge is listed in the SBA Franchise Directory (identifier S2483), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund USA Ninja Challenge — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for USA Ninja Challenge — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for USA Ninja Challenge — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. USA Ninja Challenge is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 26 SBA 7(a) deals since 2020
- $346K typical deal
- 12 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S2483)
- Top lenders: The Huntington National Bank, Celtic Bank Corporation, Citizens Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent USA Ninja Challenge?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with USA Ninja Challenge.