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Once Upon A Child, by the numbers

Once Upon A Child appears in 71 SBA 7(a) loans since 2020, with a 0% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1218)

71 deals since 2020 · typical deal $345K · 0% failure rate

71

Deals since 2020

$345K

Typical deal

21

Deals since FY2025

0%

Failure rate (FY20–23)

Once Upon A Child buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Once Upon A Child

Most Once Upon A Child deals financed between $234K and $428K. Above $428K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$4,796
Down payment (10%)
$38K
Cash to close (all-in)
$51K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$51K)

Experience

Recent financings

  • Hartley Retail Ventures LLC in Amarillo, TX — $640K (2026) · purchase · Western Bank
  • Blessed & Dressed LLC in Manassas, VA — $350K (2026) · Live Oak Banking Company
  • KRIM DE LA KIDZ, LLC in Branson, MO — $350K (2026) · Live Oak Banking Company
  • Little Loop LLC in North Attleboro, MA — $200K (2026) · Live Oak Banking Company
  • K&F Retail Management LLC in Baton Rouge, LA — $1.0M (2025) · purchase · Citizens Bank
  • Clothing Resale, LLC in Diberville, MS — $680K (2025) · purchase · Southern Bancorp Bank
  • ONCE UPON A CHILD in Bailey, NC — $568K (2025) · First Bank of the Lake
  • Uber Management Inc in Greensburg, PA — $428K (2025) · Magnifi Financial CU
  • Spring Frog LLC in Sumter, SC — $427K (2025) · Platinum Bank
  • Once Upon a Child in Greendale, WI — $407K (2025) · Bank Five Nine

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Once Upon A Child brand mark

Who funds Once Upon A Child — and where

Every dot is a financed Once Upon A Child — 71 mapped.

Financed Once Upon A Child locations — list all 71 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(9)
  2. 2.First Bank of the Lake(7)
  3. 3.Live Oak Banking Company(5)
  4. 4.United Community Bank(4)
  5. 5.Enterprise Bank(4)

Most active states

  1. 1.Texas (7 loans)Once Upon A Child lenders in Texas->
  2. 2.Pennsylvania (6 loans)Once Upon A Child lenders in Pennsylvania->
  3. 3.Minnesota (5 loans)Once Upon A Child lenders in Minnesota->
  4. 4.Arizona (5 loans)Once Upon A Child lenders in Arizona->
  5. 5.North Carolina (5 loans)Once Upon A Child lenders in North Carolina->
  6. 6.California (4 loans)Once Upon A Child lenders in California->
  7. 7.Florida (4 loans)Once Upon A Child lenders in Florida->
  8. 8.Ohio (4 loans)Once Upon A Child lenders in Ohio->

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Common questions

How much does a Once Upon A Child cost to buy or open?

The typical deal for Once Upon A Child is $345K across 71 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $38K of buyer cash on a typical deal.

How risky is Once Upon A Child?

0% of Once Upon A Child's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Once Upon A Child with an SBA loan?

Yes — Once Upon A Child has been SBA-financed 21 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Once Upon A Child franchise

Most Once Upon A Child buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Once Upon A Child deal financed for $345K, which points to about $38K of buyer cash on a typical purchase. Once Upon A Child is listed in the SBA Franchise Directory (identifier S1218), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Once Upon A Child — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Once Upon A Child — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Once Upon A Child — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Once Upon A Child is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 71 SBA 7(a) deals since 2020
  • $345K typical deal
  • 21 deals since FY2025
  • 0% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S1218)
  • Top lenders: The Huntington National Bank, First Bank of the Lake, Live Oak Banking Company

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-28.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/once-upon-a-child
API:
https://www.capbench.com/api/public/franchises/once-upon-a-child
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Once Upon A Child.

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