Lender record
Western Bank
The real lending record — every figure from funded deals. HQ: 320 W Texas Ave, Artesia, NM. 1 branch.
6
Recent deals (FY20+)
$300K
Typical deal
—
Approval → funding
Where Western Bank lends
Deals Western Bank funded — list all 6 as text
- Hartley Retail Ventures LLC — Amarillo · $640K · FY2026 · Clothing and Clothing Accessories Retailers
- Hartley Retail Ventures LLC — Amarillo · $285K · FY2026 · Clothing and Clothing Accessories Retailers
- Carlos Enterprises LLC — Pearce · $50K · FY2025 · Solid Waste Collection
- Othon's Car Wash LLC — Douglas · $300K · FY2022 · Car Washes
- Simply Good Desserts LLC — Silver City · $60K · FY2022 · Snack and Nonalcoholic Beverage Bars
- Infinity Training & Wellness, Inc — Lubbock · $328K · FY2021 · Fitness and Recreational Sports Centers
Deal profile
Most Western Bank deals land between $60K and $328K — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Clothing and Clothing Accessories Retailers (2)
- 2.Solid Waste Collection (1)
- 3.Car Washes (1)
- 4.Snack and Nonalcoholic Beverage Bars (1)
- 5.Fitness and Recreational Sports Centers (1)
Most active states
- 1.Texas (3 deals)
- 2.Arizona (2 deals)
- 3.New Mexico (1 deals)
Franchises they finance most
Can Western Bank fund you? The bank behind the loans
Total assets
$318.7M
▲ 4.3% vs prior quarter
Deposits on hand
$283.0M
▲ 4.4% vs prior quarter
Loans outstanding
$170.6M
▼ 3.1% vs prior quarter
Net income (latest qtr)
$2.3M
- •An active SBA program (~0.5% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Western Bank more SBA-focused than 68% of the banks on our record.
- •Deposits grew last quarter — more raw lending capacity than the quarter before.
- •Return on assets of 2.96% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a Western Bank branch (1)
Western BankMain office320 W Texas AveArtesia, NM 88210 · since 1948
Branch data: FDIC BankFind.
Recent deals
- Hartley Retail Ventures LLC in Amarillo, TX — $640K (2026) · purchase · Clothing and Clothing Accessories Retailers
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $480K (75%)
- Approval → funding
- 9 days
- Approved
- 2/18/2026
- First disbursed
- 2/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Once Upon A Child
- Jobs supported
- 31
- Business age
- Change of Ownership
- Industry
- Clothing and Clothing Accessories Retailers
If you were the buyer here
- Est. deal size
- $711K
- Est. down payment (10%)
- $71K
- Est. cash at closing
- $95K
- Monthly payment
- $7,681
- Annual debt service
- $92K
- Cash flow needed (1.25×)
- $115K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Hartley Retail Ventures LLC in Amarillo, TX — $285K (2026) · Clothing and Clothing Accessories Retailers
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $214K (75%)
- Approval → funding
- 9 days
- Approved
- 2/18/2026
- First disbursed
- 2/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Franchise
- Plato's Closet
- Jobs supported
- 31
- Business age
- Existing or more than 2 years old
- Industry
- Clothing and Clothing Accessories Retailers
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- Carlos Enterprises LLC in Pearce, AZ — $50K (2025) · Solid Waste Collection
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 8 days
- Approved
- 3/20/2025
- First disbursed
- 3/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Solid Waste Collection
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- Othon's Car Wash LLC in Douglas, AZ — $300K (2022) · Car Washes
- Program
- 7a General
- Rate at approval
- 4.25% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 8 days
- Approved
- 3/7/2022
- First disbursed
- 3/15/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Car Washes
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- Simply Good Desserts LLC in Silver City, NM — $60K (2022) · Snack and Nonalcoholic Beverage Bars
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $51K (85%)
- Approval → funding
- 8 days
- Approved
- 8/24/2022
- First disbursed
- 9/1/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Your business? Claim this record · Request removal
- Infinity Training & Wellness, Inc in Lubbock, TX — $328K (2021) · Fitness and Recreational Sports Centers
- Program
- 7a General
- Rate at approval
- 6% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $295K (90%)
- Approval → funding
- 67 days
- Approved
- 3/18/2021
- First disbursed
- 5/24/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Fitness and Recreational Sports Centers
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Businesses Western Bank financed
5 businesses on record. Each links to its full SBA record.
Work at Western Bank?
Claim this profile to keep your record accurate, route buyer leads to your team, or sponsor your placement in the rankings.
CapBench analysis of public lending records, FY2020–present. Not affiliated with Western Bank.
Agent summary
This page summarizes Western Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 6 SBA 7(a) loans on record
- $300K typical deal
- 1 business-acquisition loans
- HQ: 320 W Texas Ave, Artesia, NM
- 1 FDIC branch location
- FDIC total assets $318.7M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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