Retail & Shops · lender intelligence
How to finance a Once Upon A Child in Texas
The SBA 7(a) lenders funding the most Once Upon A Child deals in Texas, from public loan records — typical Once Upon A Child loan about $345K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Once Upon A Child in Texas
$350K
Typical loan
range $250K–$444K
$389K
Est. purchase price
≈ loan ÷ 90%
$52,014
Cash to close
$38,889 down + fees
$4,821/mo
Typical payment
~11% · 10yr
$66,530/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
9 days
Typical time to fund
6
Lenders competing
more = leverage
8.93%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Once Upon A Child in Texas
Ranked by funded Once Upon A Child loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.66 loans · $68M · Milford, IAFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.2 loans · $1M · Artesia, NMFull record →
- 4.36 loans · $51M · Carmel, INFull record →
- 5.284 loans · $254M · Cincinnati, OHFull record →
- 6.149 loans · $135M · Mukwonago, WIFull record →
7+ funded Once Upon A Child in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Hartley Retail Ventures LLC in Amarillo, TX — $640K (2026) · purchase · Western Bank
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $480K (75%)
- Approval → funding
- 9 days
- Approved
- 2/18/2026
- First disbursed
- 2/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Change of Ownership
- Industry
- Clothing and Clothing Accessories Retailers
If you were the buyer here
- Est. deal size
- $711K
- Est. down payment (10%)
- $71K
- Est. cash at closing
- $95K
- Monthly payment
- $7,681
- Annual debt service
- $92K
- Cash flow needed (1.25×)
- $115K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Western Bank · Lender record →
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- PAOUAC, LLC in Port Arthur, TX — $444K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 122 months
- SBA guaranteed
- $333K (75%)
- Approval → funding
- 52 days
- Approved
- 11/6/2023
- First disbursed
- 12/28/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 36
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Merchandise Retailers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Addie Lane LLC in Georgetown, TX — $350K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 124 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 48 days
- Approved
- 6/13/2024
- First disbursed
- 7/31/2024
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Merchandise Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Piper Point, LLC in Garland, TX — $379K (2023) · purchase · Merchants Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $284K (75%)
- Approval → funding
- 2 days
- Approved
- 8/30/2023
- First disbursed
- 9/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- Change of Ownership
- Industry
- Clothing and Clothing Accessories Retailers
If you were the buyer here
- Est. deal size
- $421K
- Est. down payment (10%)
- $42K
- Est. cash at closing
- $56K
- Monthly payment
- $5,114
- Annual debt service
- $61K
- Cash flow needed (1.25×)
- $77K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- Tayto LLC in Katy, TX — $250K (2023) · Fifth Third Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $125K (50%)
- Approval → funding
- 6 days
- Approved
- 9/2/2023
- First disbursed
- 9/8/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- JK Retail LLC in Austin, TX — $300K (2021) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $270K (90%)
- Approved
- 9/3/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Merchandise Stores
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- JK Retail LLC in Austin, TX — $25K (2021) · United Community Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $19K (75%)
- Approved
- 9/3/2021
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Merchandise Stores
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Once Upon A Child in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Once Upon A Child loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Once Upon A Child purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. United Community Bank funds the most here. CapBench is not a lender.
- $345K typical Once Upon A Child loan
- 6 lenders active in Texas
- 7+ funded Texas deals
- 9 days typical to fund
Buyers buying a Once Upon A Child in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.