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How to finance a Varsity Zone in Massachusetts

State:

The SBA 7(a) lenders funding the most Varsity Zone deals in Massachusetts, from public loan records — typical Varsity Zone loan about $348K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Varsity Zone in Massachusetts

$325K

Typical loan

range $325K–$325K

$361K

Est. purchase price

≈ loan ÷ 90%

$48,299

Cash to close

$36,111 down + fees

$4,477/mo

Typical payment

~11% · 10yr

$61,783/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

Lenders competing

more = leverage

10%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Varsity Zone in Massachusetts

Ranked by funded Varsity Zone loans in Massachusetts. Tap a lender for its full record, or hit Get in touch for an introduction.

1.575 loans · $220M · De Graff, OHFull record →

1+ funded Varsity Zone in Massachusetts deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

LLGCAZ LLC in Southborough, MA — $325K (2026) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$244K (75%)
Approved
12/4/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
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Buying a Varsity Zone in Massachusetts? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Varsity Zone loans with a Massachusetts project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Varsity Zone purchase in Massachusetts with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Massachusetts deals. United Midwest Savings Bank National Association funds the most here. CapBench is not a lender.

$348K typical Varsity Zone loan
1 lenders active in Massachusetts
1+ funded Massachusetts deals

Buyers buying a Varsity Zone in Massachusetts typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Varsity Zone lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/varsity-zone/massachusetts
API:: https://www.capbench.com/api/public/lenders?franchise=varsity-zone
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.