Home & Trade Services · lender intelligence
How to finance a Varsity Zone
The SBA 7(a) lenders funding the most Varsity Zone deals, ranked from public loan records — typical Varsity Zone loan about $348K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Varsity Zone
$348K
Typical loan
range $325K–$350K
$387K
Est. purchase price
≈ loan ÷ 90%
$51,717
Cash to close
$38,667 down + fees
$4,794/mo
Typical payment
~11% · 10yr
$66,157/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
3
Lenders competing
more = leverage
9.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Varsity Zone
Ranked by funded Varsity Zone loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.575 loans · $220M · De Graff, OHFull record →
- 2.103 loans · $64M · Indiana, PAFull record →
- 3.318 loans · $229M · Osage Beach, MOFull record →
3+ funded Varsity Zone deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- VARSITY ZONE HVAC OF AKRON in Copley, OH — $350K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 3/31/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by First Bank of the Lake · Lender record →
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- Disbrow, Inc. in Phoenix, AZ — $348K (2026) · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $261K (75%)
- Approved
- 1/13/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by First Commonwealth Bank · Lender record →
Your business? Claim this record · Request removal
- LLGCAZ LLC in Southborough, MA — $325K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $244K (75%)
- Approved
- 12/4/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Varsity Zone? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Varsity Zone businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Varsity Zone purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.
- $348K typical Varsity Zone loan
- 3 lenders fund the brand
Buyers researching a Varsity Zone typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.