Health & Medical · lender intelligence

How to finance a Visiting Angels in Illinois

State:

The SBA 7(a) lenders funding the most Visiting Angels deals in Illinois, from public loan records — typical Visiting Angels loan about $350K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Visiting Angels in Illinois

$160K

Typical loan

range $150K–$350K

$178K

Est. purchase price

≈ loan ÷ 90%

$23,778

Cash to close

$17,778 down + fees

$2,342/mo

Typical payment

~12.5% · 10yr

$32,320/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

12 days

Typical time to fund

Lenders competing

more = leverage

8.95%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Visiting Angels in Illinois

Ranked by funded Visiting Angels loans in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.9 loans · $4M · Wheaton, ILFull record →

5+ funded Visiting Angels in Illinois deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Settle Healthcare LLC in Plainfield, IL — $350K (2026) · Wheaton Bank & Trust Company, National Association
Program
Preferred Lenders Program
Rate at approval
8.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approval → funding
71 days
Approved
12/4/2025
First disbursed
2/13/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
40
Business age
New Business or 2 years or less
Industry
Home Health Care Services
Funded by Wheaton Bank & Trust Company, National Association · Lender record →
Your business? Claim this record · Request removal
Settle Healthcare LLC in Plainfield, IL — $150K (2026) · Wheaton Bank & Trust Company, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.5% variable
Term
84 mo (7 yrs)
SBA guaranteed
$75K (50%)
Approval → funding
71 days
Approved
12/4/2025
First disbursed
2/13/2026
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
40
Business age
New Business or 2 years or less
Industry
Home Health Care Services
Funded by Wheaton Bank & Trust Company, National Association · Lender record →
Your business? Claim this record · Request removal
Visting Angels South Elgin in South Elgin, IL — $160K (2025) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$136K (85%)
Approval → funding
11 days
Approved
7/14/2025
First disbursed
7/25/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
55
Business age
Existing or more than 2 years old
Industry
Services for the Elderly and Persons with Disabilities
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Visiting Angels Rockford IL in Rockford, IL — $500K (2023) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
12 days
Approved
11/3/2022
First disbursed
11/15/2022
Loan status
Paid in full (3/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
70
Business age
Change of Ownership
Industry
Home Health Care Services
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,266
Annual debt service
$75K
Cash flow needed (1.25×)
$94K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Visiting Angels Rockford IL in Rockford, IL — $50K (2023) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
12 days
Approved
11/3/2022
First disbursed
11/15/2022
Loan status
Paid in full (3/31/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
70
Business age
Change of Ownership
Industry
Home Health Care Services
If you were the buyer here
Est. deal size
$56K
Est. down payment (10%)
$6K
Est. cash at closing
$7K
Monthly payment
$661
Annual debt service
$8K
Cash flow needed (1.25×)
$10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

Buying a Visiting Angels in Illinois? Start with a lender that funds them here

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Visiting Angels loans with a Illinois project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Visiting Angels purchase in Illinois with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Illinois deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$350K typical Visiting Angels loan
2 lenders active in Illinois
5+ funded Illinois deals
12 days typical to fund

Buyers buying a Visiting Angels in Illinois typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Visiting Angels lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/visiting-angels/illinois
API:: https://www.capbench.com/api/public/lenders?franchise=visiting-angels
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.