Food & Restaurants · lender intelligence

How to finance a WaBa Grill

State:

The SBA 7(a) lenders funding the most WaBa Grill deals, ranked from public loan records — typical WaBa Grill loan about $300K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance WaBa Grill

$300K

Typical loan

range $227K–$900K

$333K

Est. purchase price

≈ loan ÷ 90%

$44,583

Cash to close

$33,333 down + fees

$4,133/mo

Typical payment

~11% · 10yr

$57,035/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

41 days

Typical time to fund

Lenders competing

more = leverage

6.45%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with WaBa Grill

Ranked by funded WaBa Grill loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.11 loans · $13M · New York, NYFull record →
2.4 loans · $8M · Riverside, CAFull record →
3.14 loans · $13M · Ontario, CAFull record →
4.274 loans · $315M · Los Angeles, CAFull record →
5.31 loans · $32M · Phoenix, AZFull record →

8+ funded WaBa Grill deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Sharma Holdings Inc in Panorama City, CA — $325K (2026) · purchase · Icon Business Bank
Program
7a General
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$244K (75%)
Approved
1/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$361K
Est. down payment (10%)
$36K
Est. cash at closing
$48K
Monthly payment
$4,161
Annual debt service
$50K
Cash flow needed (1.25×)
$62K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Icon Business Bank · Lender record →
Your business? Claim this record · Request removal
Mother's Blessing Inc. in Lake Elsinore, CA — $227K (2024) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
8.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$170K (75%)
Approval → funding
16 days
Approved
9/24/2024
First disbursed
10/10/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
New Business or 2 years or less
Industry
Full-Service Restaurants
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
KG Partners II Inc. in Porter Ranch, CA — $3.1M (2022) · Western Alliance Bank
Program
Preferred Lenders Program
Rate at approval
6.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.3M (75%)
Approval → funding
64 days
Approved
7/28/2022
First disbursed
9/30/2022
Loan status
Paid in full (2/28/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
52
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Western Alliance Bank · Lender record →
Your business? Claim this record · Request removal
Jays Food Industry, Inc. in Covina, CA — $204K (2021) · purchase · U.S. Bank, National Association
Program
7a General
Rate at approval
5.58% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$153K (75%)
Approval → funding
71 days
Approved
12/17/2020
First disbursed
2/26/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$226K
Est. down payment (10%)
$23K
Est. cash at closing
$30K
Monthly payment
$2,218
Annual debt service
$27K
Cash flow needed (1.25×)
$33K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Go Umbrella Inc in Gardena, CA — $160K (2021) · purchase · Bank of Hope
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
60 mo (5 yrs)
SBA guaranteed
$80K (50%)
Approval → funding
41 days
Approved
12/4/2020
First disbursed
1/14/2021
Loan status
Paid in full (2/28/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$178K
Est. down payment (10%)
$18K
Est. cash at closing
$24K
Monthly payment
$3,075
Annual debt service
$37K
Cash flow needed (1.25×)
$46K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
KAKB LLC in Tustin, CA — $900K (2020) · Citizens Business Bank National Association
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$675K (75%)
Approval → funding
20 days
Approved
9/10/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Citizens Business Bank National Association · Lender record →
Your business? Claim this record · Request removal
JJ YOO GROUP in Cypress, CA — $300K (2020) · Shinhan Bank America
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approved
11/18/2019
Loan status
Cancelled
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Shinhan Bank America · Lender record →
Your business? Claim this record · Request removal
JJ YOO GROUP in Cypress, CA — $300K (2020) · Shinhan Bank America
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
13 days
Approved
12/18/2019
First disbursed
12/31/2019
Loan status
Paid in full (12/31/2022)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Shinhan Bank America · Lender record →
Your business? Claim this record · Request removal

Buying a WaBa Grill? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to WaBa Grill businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a WaBa Grill purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Shinhan Bank America funds the most. CapBench is not a lender.

$300K typical WaBa Grill loan
6 lenders fund the brand
41 days typical to fund

Buyers researching a WaBa Grill typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker WaBa Grill record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/waba-grill
API:: https://www.capbench.com/api/public/lenders?franchise=waba-grill
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.