Franchise · lender intelligence
How to finance a WaveMAX Laundry
The SBA 7(a) lenders funding the most WaveMAX Laundry deals, ranked from public loan records — typical WaveMAX Laundry loan about $803K, 0% failure rate across 27 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance WaveMAX Laundry
$803K
Typical loan
range $500K–$973K
$893K
Est. purchase price
≈ loan ÷ 90%
$122,393
Cash to close
$89,256 down + fees
$10,395/mo
Typical payment
~9.5% · 10yr
$143,451/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
31 days
Typical time to fund
14
Lenders competing
more = leverage
7.04%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with WaveMAX Laundry
Ranked by funded WaveMAX Laundry loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.149 loans · $135M · Mukwonago, WIFull record →
- 2.30 loans · $24M · Kansas City, MOFull record →
- 3.54 loans · $15M · University Park, TXFull record →
- 4.3 loans · $5M · Bainbridge, GAFull record →
- 5.11 loans · $8M · Redwood Falls, MNFull record →
- 6.116 loans · $120M · Evansville, INFull record →
- 7.7 loans · $7M · Saint Louis Park, MNFull record →
- 8.31 loans · $32M · Phoenix, AZFull record →
- 9.38 loans · $21M · San Antonio, TXFull record →
- 10.1 loans · $0M · Mcgregor, TXFull record →
- 11.1 loans · $1M · Lincoln, NEFull record →
- 12.62 loans · $34M · Winter Haven, FLFull record →
- 13.284 loans · $254M · Cincinnati, OHFull record →
27+ funded WaveMAX Laundry deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- R and S Laundry Lux LLC in Mesa, AZ — $1.1M (2026) · purchase · Western Alliance Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $833K (75%)
- Approval → funding
- 63 days
- Approved
- 11/25/2025
- First disbursed
- 1/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Coin-Operated Laundries and Drycleaners
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $123K
- Est. cash at closing
- $169K
- Monthly payment
- $13,762
- Annual debt service
- $165K
- Cash flow needed (1.25×)
- $206K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Western Alliance Bank · Lender record →
Your business? Claim this record · Request removal
- Midwest Laundry LLC in St. Paul, MN — $520K (2026) · Bridgewater Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $390K (75%)
- Approval → funding
- 8 days
- Approved
- 11/17/2025
- First disbursed
- 11/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Coin-Operated Laundries and Drycleaners
Funded by Bridgewater Bank · Lender record →
Your business? Claim this record · Request removal
- JC WaveMax Venture #1, LLC in San Antonio, TX — $250K (2026) · purchase · Frost Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 48 days
- Approved
- 12/31/2025
- First disbursed
- 2/17/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Coin-Operated Laundries and Drycleaners
If you were the buyer here
- Est. deal size
- $278K
- Est. down payment (10%)
- $28K
- Est. cash at closing
- $37K
- Monthly payment
- $3,167
- Annual debt service
- $38K
- Cash flow needed (1.25×)
- $48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
- KJS Clean Enterprises LLC in Arlington, TX — $816K (2025) · purchase · PlainsCapital Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $612K (75%)
- Approval → funding
- 58 days
- Approved
- 12/2/2024
- First disbursed
- 1/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Coin-Operated Laundries and Drycleaners
If you were the buyer here
- Est. deal size
- $907K
- Est. down payment (10%)
- $91K
- Est. cash at closing
- $124K
- Monthly payment
- $10,227
- Annual debt service
- $123K
- Cash flow needed (1.25×)
- $153K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PlainsCapital Bank · Lender record →
Your business? Claim this record · Request removal
- Waikanae River Holdings, Ltd in Westminster, CO — $574K (2025) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $431K (75%)
- Approval → funding
- 23 days
- Approved
- 2/12/2025
- First disbursed
- 3/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Coin-Operated Laundries and Drycleaners
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- KJS Clean Enterprises LLC in Arlington, TX — $30K (2025) · purchase · PlainsCapital Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 57 days
- Approved
- 12/2/2024
- First disbursed
- 1/28/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Coin-Operated Laundries and Drycleaners
If you were the buyer here
- Est. deal size
- $33K
- Est. down payment (10%)
- $3K
- Est. cash at closing
- $4K
- Monthly payment
- $376
- Annual debt service
- $5K
- Cash flow needed (1.25×)
- $6K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PlainsCapital Bank · Lender record →
Your business? Claim this record · Request removal
- Ndeon Corporation in Fargo, ND — $964K (2024) · Old National Bank
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $723K (75%)
- Approved
- 5/29/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- New Business or 2 years or less
- Industry
- Drycleaning and Laundry Services (except Coin-Operated)
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- AB Simmons Incorporated in Maple Heights, OH — $710K (2024) · Fifth Third Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.57% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $533K (75%)
- Approval → funding
- 14 days
- Approved
- 4/10/2024
- First disbursed
- 4/24/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Coin-Operated Laundries and Drycleaners
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- Z.A.I.N. LLC in New Haven, CT — $1.2M (2023) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 124 months
- SBA guaranteed
- $872K (75%)
- Approval → funding
- 37 days
- Approved
- 11/21/2022
- First disbursed
- 12/28/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- New Business or 2 years or less
- Industry
- Coin-Operated Laundries and Drycleaners
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- JDH Ventures LLC in Mesa, AZ — $1.1M (2023) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $847K (75%)
- Approval → funding
- 31 days
- Approved
- 11/8/2022
- First disbursed
- 12/9/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Coin-Operated Laundries and Drycleaners
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- JC Smith Holdings LLC in Houston, TX — $973K (2023) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 128 months
- SBA guaranteed
- $730K (75%)
- Approval → funding
- 150 days
- Approved
- 9/12/2023
- First disbursed
- 2/9/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Coin-Operated Laundries and Drycleaners
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Maui Sunshine Inc in Chicago, IL — $235K (2023) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 123 months
- SBA guaranteed
- $176K (75%)
- Approval → funding
- 97 days
- Approved
- 4/13/2023
- First disbursed
- 7/19/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Coin-Operated Laundries and Drycleaners
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- JT LAUNDRY SERVICES, LLC in Wyoming, MI — $978K (2022) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 126 months
- SBA guaranteed
- $734K (75%)
- Approval → funding
- 27 days
- Approved
- 3/4/2022
- First disbursed
- 3/31/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Drycleaning and Laundry Services (except Coin-Operated)
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- WaveMAX Laundry The Plaza in Charlotte, NC — $955K (2022) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 124 months
- SBA guaranteed
- $716K (75%)
- Approval → funding
- 28 days
- Approved
- 5/10/2022
- First disbursed
- 6/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Coin-Operated Laundries and Drycleaners
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- RBH3 LLC in Denver, CO — $763K (2022) · UMB Bank, National Association
- Program
- 7a General
- Rate at approval
- 5.75% fixed
- Term
- 131 months
- SBA guaranteed
- $572K (75%)
- Approval → funding
- 15 days
- Approved
- 8/23/2022
- First disbursed
- 9/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Coin-Operated Laundries and Drycleaners
Funded by UMB Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- RBH3 LLC in Aurora, CO — $122K (2022) · UMB Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.75% fixed
- Term
- 12 mo (1 yrs)
- SBA guaranteed
- $61K (50%)
- Approval → funding
- 15 days
- Approved
- 8/23/2022
- First disbursed
- 9/7/2022
- Loan status
- Paid in full (7/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Coin-Operated Laundries and Drycleaners
Funded by UMB Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Ekdanta Holding Corporation in Cincinnati, OH — $79K (2022) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 124 months
- SBA guaranteed
- $67K (85%)
- Approval → funding
- 9 days
- Approved
- 5/18/2022
- First disbursed
- 5/27/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Coin-Operated Laundries and Drycleaners
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- WaveMAX Laundry in Hialeah, FL — $1.3M (2021) · First Port City Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 216 mo (18 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 103 days
- Approved
- 12/17/2020
- First disbursed
- 3/30/2021
- Loan status
- Payments deferred
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Coin-Operated Laundries and Drycleaners
Funded by First Port City Bank · Lender record →
Your business? Claim this record · Request removal
- HFIC Real Estate I LLC in Dallas, TX — $1.3M (2021) · Citizens Bank
- Program
- 7a General
- Rate at approval
- 5% variable
- Term
- 306 months
- SBA guaranteed
- $1.2M (90%)
- Approval → funding
- 5 days
- Approved
- 6/25/2021
- First disbursed
- 6/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Coin-Operated Laundries and Drycleaners
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Mitchell Laundry, LLC in Carrollton, TX — $897K (2021) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $807K (90%)
- Approval → funding
- 1 days
- Approved
- 9/29/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drycleaning and Laundry Services (except Coin-Operated)
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Buying a WaveMAX Laundry? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to WaveMAX Laundry businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a WaveMAX Laundry purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Citizens Bank funds the most. CapBench is not a lender.
- $803K typical WaveMAX Laundry loan
- 0% failure rate (FY20–23)
- 14 lenders fund the brand
- 31 days typical to fund
Buyers researching a WaveMAX Laundry typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.