Franchise · lender intelligence

How to finance a WaveMAX Laundry in Texas

State:

The SBA 7(a) lenders funding the most WaveMAX Laundry deals in Texas, from public loan records — typical WaveMAX Laundry loan about $803K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance WaveMAX Laundry in Texas

$816K

Typical loan

range $250K–$973K

$907K

Est. purchase price

≈ loan ÷ 90%

$124,327

Cash to close

$90,667 down + fees

$10,559/mo

Typical payment

~9.5% · 10yr

$145,714/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

58 days

Typical time to fund

Lenders competing

more = leverage

7.22%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with WaveMAX Laundry in Texas

Ranked by funded WaveMAX Laundry loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.149 loans · $135M · Mukwonago, WIFull record →
2.54 loans · $15M · University Park, TXFull record →
3.38 loans · $21M · San Antonio, TXFull record →
4.1 loans · $0M · Mcgregor, TXFull record →
5.1 loans · $1M · Lincoln, NEFull record →

8+ funded WaveMAX Laundry in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

JC WaveMax Venture #1, LLC in San Antonio, TX — $250K (2026) · purchase · Frost Bank
Program
Preferred Lenders Program
Rate at approval
9% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
48 days
Approved
12/31/2025
First disbursed
2/17/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Coin-Operated Laundries and Drycleaners
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,167
Annual debt service
$38K
Cash flow needed (1.25×)
$48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
KJS Clean Enterprises LLC in Arlington, TX — $816K (2025) · purchase · PlainsCapital Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$612K (75%)
Approval → funding
58 days
Approved
12/2/2024
First disbursed
1/29/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Coin-Operated Laundries and Drycleaners
If you were the buyer here
Est. deal size
$907K
Est. down payment (10%)
$91K
Est. cash at closing
$124K
Monthly payment
$10,227
Annual debt service
$123K
Cash flow needed (1.25×)
$153K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PlainsCapital Bank · Lender record →
Your business? Claim this record · Request removal
KJS Clean Enterprises LLC in Arlington, TX — $30K (2025) · purchase · PlainsCapital Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
57 days
Approved
12/2/2024
First disbursed
1/28/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Coin-Operated Laundries and Drycleaners
If you were the buyer here
Est. deal size
$33K
Est. down payment (10%)
$3K
Est. cash at closing
$4K
Monthly payment
$376
Annual debt service
$5K
Cash flow needed (1.25×)
$6K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PlainsCapital Bank · Lender record →
Your business? Claim this record · Request removal
JC Smith Holdings LLC in Houston, TX — $973K (2023) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
128 months
SBA guaranteed
$730K (75%)
Approval → funding
150 days
Approved
9/12/2023
First disbursed
2/9/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Coin-Operated Laundries and Drycleaners
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
HFIC Real Estate I LLC in Dallas, TX — $1.3M (2021) · Citizens Bank
Program
7a General
Rate at approval
5% variable
Term
306 months
SBA guaranteed
$1.2M (90%)
Approval → funding
5 days
Approved
6/25/2021
First disbursed
6/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Coin-Operated Laundries and Drycleaners
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Mitchell Laundry, LLC in Carrollton, TX — $897K (2021) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$807K (90%)
Approval → funding
1 days
Approved
9/29/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Drycleaning and Laundry Services (except Coin-Operated)
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Texas Laundry Holdings LLC in Haltom City, TX — $500K (2020) · Pinnacle Bank
Program
7a General
Rate at approval
4% fixed
Term
126 months
SBA guaranteed
$375K (75%)
Approval → funding
89 days
Approved
8/3/2020
First disbursed
10/31/2020
Loan status
Paid in full (1/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Coin-Operated Laundries and Drycleaners
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
Lawhorn Enterprises, Inc. in San Antonio, TX — $112K (2020) · The First National Bank of McGregor d/b/a TFNB Your Bank for Life
Program
7a General
Rate at approval
6% variable
Term
84 mo (7 yrs)
SBA guaranteed
$95K (85%)
Approval → funding
89 days
Approved
7/3/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Drycleaning and Laundry Services (except Coin-Operated)
Funded by The First National Bank of McGregor d/b/a TFNB Your Bank for Life · Lender record →
Your business? Claim this record · Request removal

Buying a WaveMAX Laundry in Texas? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded WaveMAX Laundry loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a WaveMAX Laundry purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Citizens Bank funds the most here. CapBench is not a lender.

$803K typical WaveMAX Laundry loan
5 lenders active in Texas
8+ funded Texas deals
58 days typical to fund

Buyers buying a WaveMAX Laundry in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All WaveMAX Laundry lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/wavemax-laundry/texas
API:: https://www.capbench.com/api/public/lenders?franchise=wavemax-laundry
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.