Food & Restaurants · lender intelligence
How to finance a Wayback Burgers
The SBA 7(a) lenders funding the most Wayback Burgers deals, ranked from public loan records — typical Wayback Burgers loan about $358K, 8% failure rate across 40 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Wayback Burgers
$358K
Typical loan
range $150K–$542K
$398K
Est. purchase price
≈ loan ÷ 90%
$53,203
Cash to close
$39,778 down + fees
$4,632/mo
Typical payment
~9.5% · 10yr
$63,922/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
92.0%
Still performing
8% default · FY20–23
42 days
Typical time to fund
19
Lenders competing
more = leverage
8.95%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Wayback Burgers
Ranked by funded Wayback Burgers loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.149 loans · $135M · Mukwonago, WIFull record →
- 3.33 loans · $15M · Minneapolis, MNFull record →
- 4.105 loans · $72M · Wilmington, DEFull record →
- 5.75 loans · $98M · Sioux Falls, SDFull record →
- 6.15 loans · $2M · Missoula, MTFull record →
- 7.3,264 loans · $846M · Miami, FLFull record →
- 8.15 loans · $13M · Flowood, MSFull record →
- 9.61 loans · $67M · Los Angeles, CAFull record →
- 10.868 loans · $362M · Salt Lake City, UTFull record →
- 11.27 loans · $28M · Oak Ridge, LAFull record →
- 12.1,322 loans · $185M · Wilmington, DEFull record →
- 13.40 loans · $42M · Englewood Cliffs, NJFull record →
- 14.38 loans · $21M · San Antonio, TXFull record →
- 15.7 loans · $6M · Douglas, GAFull record →
- 16.8 loans · $7M · Dickson, TNFull record →
- 17.5 loans · $8M · Kent, OHFull record →
- 18.1 loans · $0M · Columbia, SCFull record →
40+ funded Wayback Burgers deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Wayback Burgers in Mebane, NC — $576K (2026) · purchase · Bank of Oak Ridge
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $432K (75%)
- Approved
- 1/27/2026
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Full-Service Restaurants
If you were the buyer here
- Est. deal size
- $640K
- Est. down payment (10%)
- $64K
- Est. cash at closing
- $86K
- Monthly payment
- $7,375
- Annual debt service
- $88K
- Cash flow needed (1.25×)
- $111K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Oak Ridge · Lender record →
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- TK Borgar, LLC in Denton, TX — $720K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $540K (75%)
- Approval → funding
- 105 days
- Approved
- 7/16/2025
- First disbursed
- 10/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
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- Oskar D LLC in Beaufort, SC — $272K (2025) · First Federal Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $204K (75%)
- Approval → funding
- 51 days
- Approved
- 3/10/2025
- First disbursed
- 4/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Federal Bank · Lender record →
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- Virk Foods LLC in Parkville, MD — $260K (2025) · purchase · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $195K (75%)
- Approved
- 8/28/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $289K
- Est. down payment (10%)
- $29K
- Est. cash at closing
- $39K
- Monthly payment
- $3,364
- Annual debt service
- $40K
- Cash flow needed (1.25×)
- $50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
- Virk Foods LLC in Parkville, MD — $260K (2025) · purchase · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $195K (75%)
- Approval → funding
- 35 days
- Approved
- 8/28/2025
- First disbursed
- 10/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 27
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $289K
- Est. down payment (10%)
- $29K
- Est. cash at closing
- $39K
- Monthly payment
- $3,364
- Annual debt service
- $40K
- Cash flow needed (1.25×)
- $50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
- Maggie29 LLC in Fishers, IN — $810K (2024) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 126 months
- SBA guaranteed
- $608K (75%)
- Approval → funding
- 48 days
- Approved
- 3/22/2024
- First disbursed
- 5/9/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
- AWA VENTURES CORP. in Newton, NJ — $696K (2024) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 126 months
- SBA guaranteed
- $522K (75%)
- Approval → funding
- 13 days
- Approved
- 6/28/2024
- First disbursed
- 7/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Celtic Bank Corporation · Lender record →
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- Chura Group LLC in New York, NY — $500K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 132 days
- Approved
- 6/18/2024
- First disbursed
- 10/28/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- BWB Utah, LLC in Pleasant Grove, UT — $450K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $337K (75%)
- Approval → funding
- 73 days
- Approved
- 1/9/2024
- First disbursed
- 3/22/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- BABW LLC in Newport News, VA — $361K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $271K (75%)
- Approval → funding
- 58 days
- Approved
- 5/22/2024
- First disbursed
- 7/19/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Lofrei LLC in Saint George, UT — $184K (2024) · Montana Community Development Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 12% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $138K (75%)
- Approval → funding
- 7 days
- Approved
- 2/8/2024
- First disbursed
- 2/15/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Montana Community Development Corp. · Lender record →
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- Lofrei LLC in Saint George, UT — $66K (2024) · Montana Community Development Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 3% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (75%)
- Approval → funding
- 5 days
- Approved
- 2/8/2024
- First disbursed
- 2/13/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Montana Community Development Corp. · Lender record →
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- Chura Group LLC in New York, NY — $40K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $20K (50%)
- Approved
- 6/18/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- BWB Utah, LLC in Pleasant Grove, UT — $40K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 84 days
- Approved
- 1/9/2024
- First disbursed
- 4/2/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- BABW LLC in Newport News, VA — $25K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 58 days
- Approved
- 5/22/2024
- First disbursed
- 7/19/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Wayback Burgers F291 in West Jordan, UT — $750K (2023) · First National Bank of Coffee County
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 126 months
- SBA guaranteed
- $563K (75%)
- Approval → funding
- 9 days
- Approved
- 9/20/2023
- First disbursed
- 9/29/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First National Bank of Coffee County · Lender record →
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- WAYBACK BURGERS in Downey, CA — $745K (2023) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 125 months
- SBA guaranteed
- $559K (75%)
- Approved
- 7/21/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Newtek Bank, National Association · Lender record →
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- KABIRFALGU LLC in Wake Forest, NC — $567K (2023) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 126 months
- SBA guaranteed
- $425K (75%)
- Approval → funding
- 22 days
- Approved
- 3/27/2023
- First disbursed
- 4/18/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Dimes Burgers LLC in Davis, CA — $552K (2023) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 126 months
- SBA guaranteed
- $414K (75%)
- Approval → funding
- 78 days
- Approved
- 9/28/2023
- First disbursed
- 12/15/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Globe Dot LLC in Richmond, TX — $531K (2023) · Frost Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $398K (75%)
- Approval → funding
- 34 days
- Approved
- 9/1/2023
- First disbursed
- 10/5/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Wayback Burgers? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Wayback Burgers businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Wayback Burgers purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $358K typical Wayback Burgers loan
- 8% failure rate (FY20–23)
- 19 lenders fund the brand
- 42 days typical to fund
Buyers researching a Wayback Burgers typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.