Food & Restaurants · lender intelligence
How to finance a Winchell's Donut House
The SBA 7(a) lenders funding the most Winchell's Donut House deals, ranked from public loan records — typical Winchell's Donut House loan about $50K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Winchell's Donut House
$50K
Typical loan
range $50K–$50K
$56K
Est. purchase price
≈ loan ÷ 90%
$7,156
Cash to close
$5,556 down + fees
$747/mo
Typical payment
~13% · 10yr
$10,309/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
7 days
Typical time to fund
1
Lenders competing
more = leverage
13.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Winchell's Donut House
Ranked by funded Winchell's Donut House loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.618 loans · $171M · Salt Lake City, UTFull record →
1+ funded Winchell's Donut House deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- WINCHELLS DONUTS 901B in Palm Desert, CA — $50K (2025) · Zions Bank, A Division of
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 13.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 7 days
- Approved
- 11/14/2024
- First disbursed
- 11/21/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Individual
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Zions Bank, A Division of · Lender record →
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Buying a Winchell's Donut House? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Winchell's Donut House businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Winchell's Donut House purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Zions Bank, A Division of funds the most. CapBench is not a lender.
- $50K typical Winchell's Donut House loan
- 1 lenders fund the brand
- 7 days typical to fund
Buyers researching a Winchell's Donut House typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.