Education & Childcare · lender intelligence

Financing a automobile driving schools acquisition

State:

Florida (1)Georgia (1)Indiana (3)Maine (1)Michigan (2)Minnesota (2)Mississippi (1)Missouri (1)New York (1)Ohio (3)Oregon (1)South Carolina (1)

The SBA 7(a) lenders funding the most automobile driving schools acquisitions, ranked from public loan records — typical deal about $275K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance automobile driving schools

$398K

Typical loan

range $180K–$738K

$442K

Est. purchase price

≈ loan ÷ 90%

$59,088

Cash to close

$44,178 down + fees

$5,145/mo

Typical payment

~9.5% · 10yr

$71,001/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

42 days

Typical time to fund

Lenders competing

more = leverage

7.64%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in automobile driving schools

Ranked by funded automobile driving schools acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.19 loans · $5M · Bessemer, ALFull record →
3.1,296 loans · $1.4B · Wilmington, NCFull record →
4.284 loans · $254M · Cincinnati, OHFull record →
5.128 loans · $40M · Wilmington, DEFull record →
6.1,322 loans · $185M · Wilmington, DEFull record →
7.46 loans · $27M · Sartell, MNFull record →
8.9 loans · $10M · Waukesha, WIFull record →
9.62 loans · $34M · Winter Haven, FLFull record →
10.15 loans · $10M · Grand Forks, NDFull record →
11.1 loans · $0M · St. Louis, MOFull record →
12.9 loans · $10M · Latham, NYFull record →
13.11 loans · $3M · Machias, MEFull record →
14.35 loans · $10M · Meridian, MSFull record →

19+ funded automobile driving schools deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

RTM Holding, LLC in Canton, MS — $248K (2026) · purchase · The Citizens National Bank of Meridian
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$186K (75%)
Approval → funding
24 days
Approved
12/16/2025
First disbursed
1/9/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$276K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,243
Annual debt service
$39K
Cash flow needed (1.25×)
$49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Citizens National Bank of Meridian · Lender record →
Your business? Claim this record · Request removal
U-Turn180, LLC in Sherwood, OR — $948K (2025) · purchase · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.08% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$711K (75%)
Approval → funding
48 days
Approved
3/11/2025
First disbursed
4/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$105K
Est. cash at closing
$144K
Monthly payment
$11,047
Annual debt service
$133K
Cash flow needed (1.25×)
$166K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Courtesy Driving School Inc. in Shelby Township, MI — $4.8M (2024) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.6M (75%)
Approval → funding
58 days
Approved
7/3/2024
First disbursed
8/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$5.3M
Est. down payment (10%)
$528K
Est. cash at closing
$730K
Monthly payment
$61,464
Annual debt service
$738K
Cash flow needed (1.25×)
$922K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
BICK'S DRIVING SCHOOL OF SOUTHWEST OHIO LLC in Cincinnati, OH — $635K (2024) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$476K (75%)
Approval → funding
8 days
Approved
1/11/2024
First disbursed
1/19/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$706K
Est. down payment (10%)
$71K
Est. cash at closing
$94K
Monthly payment
$8,658
Annual debt service
$104K
Cash flow needed (1.25×)
$130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Bell's Angels Driving LLC in Clifton Park, NY — $630K (2024) · purchase · New York Business Development Corporation
Program
7a General
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$473K (75%)
Approval → funding
45 days
Approved
9/13/2024
First disbursed
10/28/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$700K
Est. down payment (10%)
$70K
Est. cash at closing
$94K
Monthly payment
$8,768
Annual debt service
$105K
Cash flow needed (1.25×)
$132K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by New York Business Development Corporation · Lender record →
Your business? Claim this record · Request removal
AA-Academy of Action Driving School, Inc. in Cumming, GA — $398K (2024) · purchase · First Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$298K (75%)
Approval → funding
17 days
Approved
8/13/2024
First disbursed
8/30/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$442K
Est. down payment (10%)
$44K
Est. cash at closing
$59K
Monthly payment
$5,421
Annual debt service
$65K
Cash flow needed (1.25×)
$81K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
KEMPTON HOLDINGS, LLC in Bucksport, ME — $279K (2024) · purchase · Machias Savings Bank
Program
Preferred Lenders Program
Rate at approval
8% fixed
Term
198 months
SBA guaranteed
$209K (75%)
Approval → funding
43 days
Approved
12/6/2023
First disbursed
1/18/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$310K
Est. down payment (10%)
$31K
Est. cash at closing
$41K
Monthly payment
$2,542
Annual debt service
$31K
Cash flow needed (1.25×)
$38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Machias Savings Bank · Lender record →
Your business? Claim this record · Request removal
Courtesy Driving School Inc. in Shelby Township, MI — $250K (2024) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
58 days
Approved
7/3/2024
First disbursed
8/30/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,304
Annual debt service
$40K
Cash flow needed (1.25×)
$50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
BICK'S DRIVING SCHOOL OF SOUTHWEST OHIO LLC in Cincinnati, OH — $100K (2024) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
25 days
Approved
1/11/2024
First disbursed
2/5/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,363
Annual debt service
$16K
Cash flow needed (1.25×)
$20K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
At Vantage Driving School Inc. in Austin, MN — $85K (2024) · purchase · Alerus Financial, National Association
Program
Preferred Lenders Program
Rate at approval
7.59% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$72K (85%)
Approval → funding
8 days
Approved
8/7/2024
First disbursed
8/15/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$94K
Est. down payment (10%)
$9K
Est. cash at closing
$12K
Monthly payment
$1,013
Annual debt service
$12K
Cash flow needed (1.25×)
$15K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Alerus Financial, National Association · Lender record →
Your business? Claim this record · Request removal
All-Pro Driving Academy LLC in Columbus, IN — $350K (2022) · purchase · First Financial Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
119 months
SBA guaranteed
$263K (75%)
Approval → funding
56 days
Approved
2/3/2022
First disbursed
3/31/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,779
Annual debt service
$45K
Cash flow needed (1.25×)
$57K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
Lakeland Atlantic Driving School, LLC in Winter Haven, FL — $180K (2022) · purchase · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
119 months
SBA guaranteed
$135K (75%)
Approval → funding
9 days
Approved
7/27/2022
First disbursed
8/5/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$200K
Est. down payment (10%)
$20K
Est. cash at closing
$27K
Monthly payment
$2,149
Annual debt service
$26K
Cash flow needed (1.25×)
$32K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
All-Pro Driving Academy LLC in Columbus, IN — $75K (2022) · purchase · First Financial Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
60 mo (5 yrs)
SBA guaranteed
$38K (50%)
Approval → funding
56 days
Approved
2/3/2022
First disbursed
3/31/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$83K
Est. down payment (10%)
$8K
Est. cash at closing
$11K
Monthly payment
$1,424
Annual debt service
$17K
Cash flow needed (1.25×)
$21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
SDS ACQUISTION, LLC in Saint Paul, MN — $2.7M (2021) · purchase · BankVista
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.5M (90%)
Approval → funding
21 days
Approved
8/2/2021
First disbursed
8/23/2021
Loan status
Paid in full (8/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
80
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$3.0M
Est. down payment (10%)
$303K
Est. cash at closing
$418K
Monthly payment
$28,613
Annual debt service
$343K
Cash flow needed (1.25×)
$429K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BankVista · Lender record →
Your business? Claim this record · Request removal
UNITED DRIVING SCHOOL LLC in Brookfield, WI — $738K (2021) · purchase · Waukesha State Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$664K (90%)
Approval → funding
34 days
Approved
9/27/2021
First disbursed
10/31/2021
Loan status
Paid in full (5/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$820K
Est. down payment (10%)
$82K
Est. cash at closing
$112K
Monthly payment
$8,193
Annual debt service
$98K
Cash flow needed (1.25×)
$123K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Waukesha State Bank · Lender record →
Your business? Claim this record · Request removal
BLUE LINE DRIVING SCHOOL LLC in Mount Pleasant, SC — $474K (2021) · purchase · TD Bank, National Association
Program
Preferred Lenders Program
Rate at approval
4.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$356K (75%)
Approval → funding
20 days
Approved
11/25/2020
First disbursed
12/15/2020
Loan status
Paid in full (2/28/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
50
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$527K
Est. down payment (10%)
$53K
Est. cash at closing
$70K
Monthly payment
$4,970
Annual debt service
$60K
Cash flow needed (1.25×)
$75K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
TWS Enterprises LLC in Carmel, IN — $140K (2021) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$105K (75%)
Approval → funding
75 days
Approved
10/22/2020
First disbursed
1/5/2021
Loan status
Paid in full (2/28/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$156K
Est. down payment (10%)
$16K
Est. cash at closing
$20K
Monthly payment
$1,554
Annual debt service
$19K
Cash flow needed (1.25×)
$23K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Drive Team Akron LLC in Peninsula, OH — $1.3M (2020) · purchase · PNC Bank, National Association
Program
7a General
Rate at approval
4.96% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$998K (75%)
Approval → funding
42 days
Approved
2/18/2020
First disbursed
3/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$1.5M
Est. down payment (10%)
$148K
Est. cash at closing
$203K
Monthly payment
$14,081
Annual debt service
$169K
Cash flow needed (1.25×)
$211K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Coach Harder DS LLC in Saint Louis, MO — $459K (2020) · purchase · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
5.27% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$344K (75%)
Approval → funding
45 days
Approved
6/16/2020
First disbursed
7/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Automobile Driving Schools
If you were the buyer here
Est. deal size
$510K
Est. down payment (10%)
$51K
Est. cash at closing
$68K
Monthly payment
$4,929
Annual debt service
$59K
Cash flow needed (1.25×)
$74K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to automobile driving schools businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a automobile driving schools acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$275K typical loan
15 lenders fund the industry
42 days typical to fund

Buyers researching a automobile driving schools deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/automobile-driving-schools
API:: https://www.capbench.com/api/public/lenders?industry=automobile-driving-schools
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.