Lender intelligence
Financing a barber shops acquisition in Kentucky
The SBA 7(a) lenders funding the most barber shops acquisitions in Kentucky, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance barber shops in Kentucky
$68K
Typical loan
range $68K–$68K
$75K
Est. purchase price
≈ loan ÷ 90%
$9,661
Cash to close
$7,500 down + fees
$988/mo
Typical payment
~12.5% · 10yr
$13,634/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
20 days
Typical time to fund
1
Lenders competing
more = leverage
10%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in barber shops · Kentucky
Ranked by funded barber shops acquisitions in Kentucky. Tap a lender for its full record, or hit Get in touch for an introduction.
Not enough public barber shops loan history in Kentucky to rank lenders yet. See barber shops lenders nationwide →
1+ funded Barber Shops in Kentucky deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Holiday Manor Barbers, Inc. in Louisville, KY — $68K (2024) · purchase · American Bank & Trust Company, Inc.
- Program
- 7a General
- Rate at approval
- 10% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $57K (85%)
- Approval → funding
- 20 days
- Approved
- 7/23/2024
- First disbursed
- 8/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Barber Shops
If you were the buyer here
- Est. deal size
- $75K
- Est. down payment (10%)
- $8K
- Est. cash at closing
- $10K
- Monthly payment
- $1,121
- Annual debt service
- $13K
- Cash flow needed (1.25×)
- $17K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Bank & Trust Company, Inc.
Your business? Claim this record · Request removal
Financing a barber shops deal in Kentucky? Start with the right lender
We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to barber shops businesses with a Kentucky project address.
Agent summary
How to finance a barber shops acquisition in Kentucky with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Kentucky deals. CapBench is not a lender.
- $210K typical loan
- 1 lenders active in Kentucky
- 1+ funded Kentucky deals
- 20 days typical to fund
Buyers buying a barber shops in Kentucky typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.